3602 Ridgewood Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3602 Ridgewood Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 2003
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Company Names on Record
Last Sale	$170,000 (Dec 2012)
Tax Bill	$5,674 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0061-0370-00`

Property Details

APN / Parcel Number

Primary APN	`550-0061-0370-00`
Alternative APN	`0084457`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
Gross Area	3,668 sqft
1st Floor Area	1,024 sqft
2nd Floor Area	1,220 sqft
Basement Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3602 RIDGEWOOD AVE
City	CINCINNATI
State	OH
Zip	45211-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	NS RIDGEWOOD AVE 0.1729 AC LOT 42 RIDGEWOOD PLACE SUB BLK A
Legal Subdivision	RIDGEWOOD PLACE SUB
Legal Block	A
Legal Lot Number	42
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3005
Census Tract	20802

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3602 RIDGEWOOD AVE, CINCINNATI, OH 45211-2621
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 3, 2024	Transfer on Death Deed, Transfer
Nov 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RACE DAY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2012 · Amount on Record
Deed Sale	Dec 12, 2012 · Amount on Record
Prior Sale	May 28, 2004
Deed Document Number	2012159896
Deed Book / Page	12188 / 378
Last Transfer Date	Sep 26, 2024
Transfer Doc	0000070024
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3602 RIDGEWOOD AVE, CINCINNATI, OH 45211-2621
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000104558
Date	Nov 9, 2022
Book Page	14791/553
Instrument	2022-0104558

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 3, 2024
Property Address	3602 RIDGEWOOD AVE, CINCINNATI, OH 45211-2621
Document Number	0000070024
Book / Page	15264 / 2073
Map Reference	MB 370 PG 94&95
Instrument Date	Oct 2, 2024
Instrument	2024-0070024
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3062 RIDGEWOOD AVE, CINCINNATI, OH 45211

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2021
Property Address	3602 RIDGEWOOD AVE, CINCINNATI, OH 45211-2621
Document Number	0000133672
Book / Page	14537 / 2737
Map Reference	MB 370 PG 94&95
Instrument Date	Oct 27, 2021
Instrument	2021-0133672
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3602 RIDGEWOOD AVE, CINCINNATI, OH 45211-2621
Investor	Possibly a Property Investor

Mortgage

Document Number	0000133673
Date	Nov 3, 2021
Instrument	2021-0133673

Lender

Name	RACE DAY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,674.00 (+5.04%)	$94,024 (+2.16%) Land $11,550 Building $82,474	$268,640 (-) Land $33,000 Building $235,640
2024	$5,402.00 (+22.72%)	$92,033 (-) Land $11,550 Building $80,483
2023	$4,402.00 (+24.84%) Homeowner's exemption	$92,033 (+37.61%) Land $11,550 Building $80,483	$268,640 (+40.59%) Land $33,000 Building $235,640
2022	$3,526.00 Homeowner's exemption	$66,879 Land $10,203 Building $56,676
2020			$191,080 Land $29,150 Building $161,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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