3602 Ridgemont Rd, Memphis, TN 38128 Property Records

Shelby County property record for 3602 Ridgemont Rd, Memphis, TN 38128

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,253 sqft · built 1970
Lot Size0.449 acres (19,549 sqft)
OwnerIndividual Name on File
Last Sale$139,800 (Jun 2022)
Tax Bill$723 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-0021-0-0055

Property Details

APN / Parcel Number

Primary APN09-0021-0-0055

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,253 sqft Living Area
1st Floor Area1,253 sqft
Utility Area55 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,549 sqft (0.449 acres)
Lot Dimensions173 ft deep x 113 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area120 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3602 RIDGEMONT RD
CityMEMPHIS
StateTN
Zip38128-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionNS RIDGEMONT RD
Legal SubdivisionRIDGEMONT RD
Legal Lot Number48
JurisdictionSHELBY TN
Township / Civil Division6
Census Block Group1
Census Block1013
Census Tract20523

Owner

3602 Ridgemont Rd is owned by an individual who bought it in June 2022.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address2756 OVERLOOK DR, VALLEJO, CA 94591-3806
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK
Feb 21, 2022Warranty Deed, Transfer · Commercial Mortgage
OCG CAPITAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2022 · Amount on File
Deed SaleJun 2, 2022 · Amount on File
Prior SaleFeb 21, 2022 · Amount on File
Deed Document Number202261967
Prior Transfer DateMay 6, 2015
Prior Transfer Doc0000045463
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJun 2, 2022
Property Address3602 RIDGEMONT RD, MEMPHIS, TN 38128-1831
Document Number0022061967
Map ReferenceMB 39 PG 12
Instrument DateMay 23, 2022
Instrument22061967
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$517.26
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2756 OVERLOOK DR, VALLEJO, CA 94591-3806

Mortgage

Document Number0022061968
DateJun 2, 2022
Instrument22061968
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateFeb 21, 2022
Property Address3602 RIDGEMONT RD, MEMPHIS, TN 38128-1831
Document Number0022019947
Map ReferenceMB 39 PG 12
Instrument DateFeb 4, 2022
Instrument22019947
Transaction TypeTransfer
Record UpdatedFeb 25, 2022
Title CompanyCLOSETRAK LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$342.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 FLICKER ST, MEMPHIS, TN 38104-5918
InvestorPossibly a Property Investor

Mortgage

Document Number0022019948
DateFeb 21, 2022
Instrument22019948
Lender
NameOCG CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3602 Ridgemont Rd was $723.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$723.00$26,900 Land $2,875 Building $24,025$107,600 Land $11,500 Building $96,100
2023$17,250 Land $2,250 Building $15,000
2022$1,050.00
2021$69,000 Land $9,000 Building $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3602 Ridgemont Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3602 Ridgemont Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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