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3602 Premium Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 3602 Premium Dr, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,872 sqft · built 1955
Lot Size0.315 acres (13,735 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Aug 2021)
Tax Bill$1,184 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN118B E 011

Property Details

APN / Parcel Number

Primary APN118B E 011
Alternative APN
  • 0000044024

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,872 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,735 sqft (0.315 acres)
Lot Dimensions171 ft deep x 194 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000044024
Street Address3602 PREMIUM DR
CityCHATTANOOGA
StateTN
Zip37415-4335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 325 MANCHESTER PARK PB 18 PG 5
Legal SubdivisionMANCHESTER PARK
Legal Lot Number325
JurisdictionHAMILTON TN
Township / Civil Division2
Census Block Group4
Census Block4013
Census Tract10501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3602 Premium Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Hamilton County records, as of January 2, 2026

Owner of Record2 Individual Names on File
Mailing Address3602 PREMIUM DR, CHATTANOOGA, TN 37415-4335
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2021 · Amount on File
Deed SaleAug 30, 2021 · Amount on File
Prior SaleJun 2, 2015 · Amount on File
Deed Document Number202122
Deed Book / Page12627 / 528
Prior Transfer DateDec 12, 2001
Prior Transfer Doc6129894
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 30, 2021
Property Address3602 PREMIUM DR, CHATTANOOGA, TN 37415-4335
Document Number0000000022
Book / Page12627 / 528
Map ReferenceMB 18 PG 5
Instrument DateAug 24, 2021
Instrument2021083000022
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyREALTY TITLE AND CLOSING SERVICES LLC, REALTY TITLE & CLOSING SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$869.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number0012627531
DateAug 30, 2021
Instrument12627/531
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3602 Premium Dr was $1,184, up 16.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,184.00 (+16.42%)$78,125 (+71.7%)$312,500 (+71.7%) Land $80,000 Building $232,500
2024$1,017.00$45,500 (-)$182,000 (-) Land $70,000 Building $112,000
2023$1,017.00$45,500 (-)$182,000 (-) Land $70,000 Building $112,000
2022$1,017.00$45,500$182,000 Land $70,000 Building $112,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3602 Premium Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3602 Premium Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIXSON UTILITY DISTRICT
serves 68,306 people · EPA ID TN0000303
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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