3602 Payne Rd, Attica, MI 48412 Property Records

Lapeer County property record for 3602 Payne Rd, Attica, MI 48412

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,350 sqft
Lot Size	10.1 acres (439,956 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Aug 2015)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-017-021-00`

Property Details

APN / Parcel Number

Primary APN	`003-017-021-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,350 sqft Living Area
1st Floor Area	1,801 sqft
Basement Area	873 sqft
Unfinished Basement	873 sqft
Flooring	Carpet

Exterior

Lot Area	439,956 sqft (10.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3602 PAYNE RD
City	ATTICA
State	MI
Zip	48412-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DUMMY
Legal Description	SEC 17 T7N R11E BEG 974.12 FT E FROM W 1/4 COR, TH E 329.05 FT TH S 1332.32 FT, TH W 325.86 FT, TH N 1330.87 FT TO POB PARCEL
Legal Range	11E
Legal Township	07N
Legal Section	17
Jurisdiction	LAPEER MI
Township / Civil Division	ATTICA
Census Block Group	2
Census Block	2009
Census Tract	338500

Owner

3602 Payne Rd is owned and occupied by an individual who acquired it in January 2020.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3602 PAYNE RD, ATTICA, MI 48412-9678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
Feb 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 25, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST SEC FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2015 · Amount on File
Deed Sale	Aug 27, 2015 · Amount on File
Deed Book / Page	2784 / 182
Last Transfer Date	Jan 31, 2020
Transfer Doc	0030770731
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3602 PAYNE RD, ATTICA, MI 48412-9678
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 PAYNE RD, ATTICA, MI 48412-9678

Mortgage

Document Number	0032420832
Date	Oct 6, 2021
Book Page	3242/832

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 4, 2020
Property Address	3602 PAYNE RD, ATTICA, MI 48412-9678
Document Number	0030770731
Book / Page	003077 / 000731
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3602 PAYNE RD ATTICA MI 484129678, ATTICA, MI 48412-9678

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3602 PAYNE RD, ATTICA, MI 48412-9678
Document Number	0030650947
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 PAYNE RD ATTICA MI 484129678, ATTICA, MI 48412-9678

Mortgage

Document Number	0030650947
Date	Dec 4, 2019
Book Page	003065/000947

Lender

Name	FIRST SEC FIN'L
Type	Funding / Finance Company
Address	BINGHAM FARMS, MI 48025

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3602 Payne Rd was $3,376 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Attica Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,800	$369,600
2025	$3,376.00
2023		$162,500	$325,000
2022	$2,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3602 Payne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3602 Payne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: AVS Broadband, Verizon.

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