3602 Los Gatos Ct, Merced, CA 95348 Property Records

Merced County property record for 3602 Los Gatos Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,060 sqft · built 2001
Lot Size	0.19 acres (8,295 sqft)
Owner	2 Individual Names on File
Last Sale	$383,000 (Mar 2021)
Tax Bill	$5,213 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`058-390-041-000`

Property Details

APN / Parcel Number

Primary APN	`058-390-041-000`
Alternative APN	`058-390-041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,060 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	2,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,295 sqft (0.19 acres)
Garage Type	Attached
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces
Patio Area	845 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	058-390-041
Street Address	3602 LOS GATOS CT
City	MERCED
State	CA
Zip	95348-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	FAHRENS PARK UNIT 2 PHASE 1 LOT 22
Legal Subdivision	FAHRENS PARK PH 01
Legal Lot Number	22
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2002
Census Tract	1008

Owner

3602 Los Gatos Ct is owned and occupied by two individuals who bought it in March 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3602 LOS GATOS CT, MERCED, CA 95348-4806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 30, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Nov 30, 2017 · Amount on File
Deed Document Number	202114619
Prior Transfer Date	Jun 25, 2013
Prior Transfer Doc	0000025398
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 31, 2021
Property Address	3602 LOS GATOS CT, MERCED, CA 95348-4806
Document Number	0000014619
Map Reference	MB 52 PG 44-49
Instrument Date	Feb 18, 2021
Instrument	2021014619
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3602 LOS GATOS CT, MERCED, CA 95348-4806

Mortgage

Document Number	0000014620
Date	Mar 31, 2021
Instrument	2021014620

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 30, 2017
Property Address	3602 LOS GATOS CT, MERCED, CA 95348-4806
Document Number	0000040514
Map Reference	MB 52 PG 44-49
Instrument Date	Nov 21, 2017
Instrument	2017-040514
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 LOS GATOS CT, MERCED, CA 95348-4806

Mortgage

Document Number	0000040515
Date	Nov 30, 2017
Instrument	2017-040515

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3602 Los Gatos Ct was $5,213.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$486,141 (+10.08%) Land $93,846 Building $392,295
2025	$5,213.00	$441,609 Land $92,006 Building $349,603
2023	$4,565.00 (+1.24%)	$398,473 Land $88,434 Building $310,039
2022	$4,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3602 Los Gatos Ct in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	168.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3602 Los Gatos Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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