3602 Joyce Ln, Killeen, TX 76549 Property Records

Bell County property record for 3602 Joyce Ln, Killeen, TX 76549

Property Summary

Property Type	Single Family Home
Details	1,549 sqft · built 2014
Lot Size	0.176 acres (7,706 sqft)
Owner	Individual Name on File
Tax Bill	$4,523 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0153212312`

Property Details

APN / Parcel Number

Primary APN	`0153212312`
Alternative APNs	`443786` `782985`

Interior

Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	1,549 sqft

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,706 sqft (0.176 acres)
Lot Dimensions	115 ft deep x 67 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	111 sqft

Location & Zoning

Account Number	782985
Street Address	3602 JOYCE LN
City	KILLEEN
State	TX
Zip	76549-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUNNY TRAIL ESTATES PHASE ONE, BLOCK 005, LOT 0006
Legal Subdivision	BUNNY TRAIL ESTATES PHASE ONE
Legal Block	5
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2013
Census Tract	23118

Owner

3602 Joyce Ln is owned and occupied by an individual who acquired it in July 2014.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2 DRIFTING SHADOWS CIR, CONROE, TX 77385-3493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2014
Deed Sale	Jul 9, 2014
Prior Sale	Jul 9, 2014
Deed Document Number	2014-00024526
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3602 JOYCE LN, KILLEEN, TX 76549-6028
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083806
Date	Dec 21, 2021
Instrument	2021083806

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3602 JOYCE LN, KILLEEN, TX 76549-6028
Document Number	0000039991
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 JOYCE LN KILLEEN TX 765496028, KILLEEN, TX 76549-6028

Mortgage

Document Number	0000039991
Date	Aug 4, 2020
Instrument	39991

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 3, 2045

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,523.00 (+1.37%)	$242,122 Land $37,000 Building $205,122	$242,122 Land $37,000 Building $205,122
2022	$4,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3602 Joyce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3602 Joyce Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Western Broadband Fixed Wireless	200 / 40

May also be available: AT&T, Verizon.

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