3602 Emerson Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 3602 Emerson Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,056 sqft · built 2021
Lot Size	0.237 acres (10,320 sqft)
Owner	Company Name on Record
Tax Bill	$7,195 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9455-00-03700`

Property Details

APN / Parcel Number

Primary APN	`9455-00-03700`
Alternative APN	`R172973`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	2,518 sqft
1st Floor Area	2,056 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,320 sqft (0.237 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3602 EMERSON DR
City	MONTGOMERY
State	TX
Zip	77356-5499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	WALDEN 01, BLOCK 2, LOT 22
Legal Subdivision	WALDEN 01
Legal Block	2
Legal Lot Number	22
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1017
Census Tract	694305

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15556 GUINEVERE LN, MONTGOMERY, TX 77316-6877
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC
Dec 23, 2020	Deed of Trust, Construction Loan · Construction Mortgage SPIRIT OF TX BK SSB
Apr 15, 2020	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE/MONTGOMERY CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2020
Deed Sale	Apr 15, 2020
Prior Sale	Jan 13, 2016
Deed Document Number	202035697
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	3602 EMERSON DR, MONTGOMERY, TX 77356-5499
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	STEWART TTL OF MONTGOMERY CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18500 MICHAELS RUN, MONTGOMERY, TX 77316-3202

Mortgage

Document Number	0000009808
Date	Jan 25, 2022
Instrument	2022009808

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 23, 2020
Property Address	3602 EMERSON DR, MONTGOMERY, TX 77356-5499
Document Number	0000149951
Instrument Date	Dec 17, 2020
Instrument	149951
Transaction Type	Construction Loan
Record Updated	Jan 7, 2021
Title Company	STEWART TITLE, STEWART TITLE/MONTGOMERY CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 IRA DENSON RD COLDSPRING TX 773319225, COLDSPRING, TX 77331-9225

Mortgage

Document Number	0000149951
Date	Dec 23, 2020
Instrument	149951

Lender

Name	SPIRIT OF TX BK SSB
Type	Bank
Address	COLLEGE STATION, TX 77840

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 15, 2020
Property Address	3602 EMERSON DR, MONTGOMERY, TX 77356-5499
Document Number	0000035697
Instrument Date	Apr 14, 2020
Instrument	35697
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	STEWART TITLE, STEWART TITLE/MONTGOMERY CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18500 MICHAELS RUN MONTGOMERY TX 773163202, MONTGOMERY, TX 77316-3202

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,291 (-4.69%) Land $82,560 Building $277,731	$360,291 (-4.69%) Land $82,560 Building $277,731
2025	$7,195.00 (-2.18%)	$378,019 (-1.69%) Land $82,560 Building $295,459	$378,019 (-1.69%) Land $82,560 Building $295,459
2024	$7,355.00 (+2.62%)	$384,511 (+0.07%) Land $59,856 Building $324,655	$384,511 (+0.07%) Land $59,856 Building $324,655
2023	$7,167.00	$384,240 Land $59,860 Building $324,380	$384,240 Land $59,860 Building $324,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 individual policies
Nearby Flood Policies	102 units insured incl. 10 condo units
Nearby Flood Claims	36 (2016–2024)
Claims Outside the SFHA	33 of 36
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 16 claims Hurricane Harvey, Aug 2017 · 15 claims Severe Storms And Flooding, May 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 8 serves 5,472 people · EPA ID TX1700176
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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