3602 Clara Dr, Melissa, TX 75454 Property Records

Collin County property record for 3602 Clara Dr, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,749 sqft · built 2022
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on Record
Tax Bill	$8,051 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12411-00B-0110-1`

Property Details

APN / Parcel Number

Primary APN	`R-12411-00B-0110-1`
Alternative APN	`2838051`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,749 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	6,229 sqft (0.142 acres)

Location & Zoning

Account Number	2838051
Street Address	3602 CLARA DR
City	MELISSA
State	TX
Zip	75454-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILRANY RANCH PHASE 1 (CML), BLK B, LOT 11
Legal Subdivision	MILRANY RANCH PHASE 1 (CML)
Legal Phase	1
Legal Block	B
Legal Lot Number	11
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	1
Census Block	1032
Census Tract	30201

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3602 CLARA DR, MELISSA, TX 75454-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 24, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022
Deed Sale	Oct 24, 2022
Deed Document Number	20221024000156324
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3602 CLARA DR, MELISSA, TX 75454-9749
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	UNKNOWN, CTOT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 CLARA DR, MELISSA, TX 75454-9749

Mortgage

Document Number	2025000138556
Date	Oct 27, 2025
Instrument	2025000138556

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

October 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 24, 2022
Property Address	3602 CLARA DR, MELISSA, TX 75454-9749
Document Number	0000156324
Map Reference	VOL 2021 PG 404
Instrument Date	Oct 21, 2022
Instrument	20221024000156324
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	FIRST TEXAS TITLE, FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 LYNDON B JOHNSON FWY STE 450, 450, DALLAS, TX 75244-6192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 CLARA DR, MELISSA, TX 75454-9749

Mortgage

Document Number	0000156325
Date	Oct 24, 2022
Instrument	20221024000156325

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$473,000 (-7.52%) Land $130,000 Building $343,000	$473,000 (-7.52%) Land $130,000 Building $343,000
2024	$8,051.00 (+509%)
2023		$511,460 Land $120,000 Building $391,460	$511,460 Land $120,000 Building $391,460
2022	$1,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940

May also be available: Rise Broadband, Verizon.

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