Lincoln County property record for 3602 Cerelia Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,867 sqft · built 2020 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Company Name on File |
| Last Sale | $334,500 (Apr 2021) |
| Tax Bill | $2,808 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-35-5438 |
| Primary APN | 4604-35-5438 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,867 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Lot Area | 6,752 sqft (0.155 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 284035 |
|---|---|
| Street Address | 3602 CERELIA LN |
| City | DENVER |
| State | NC |
| Zip | 28037-8851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ELDD PD-R |
| Legal Description | #24 MELWOOD SUBDIVISION |
| Legal Subdivision | FINAL PLAT MELWOOD SUBDIVISION |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 71101 |
3602 Cerelia Ln is owned by a company that bought it in April 2021.
Source: Lincoln County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 105 BARRISTER BAY LN, MOORESVILLE, NC 28117-8508 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BLUEHARBOR BANK |
| Apr 27, 2021 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on File |
| Deed Sale | Apr 27, 2021 · Amount on File |
| Deed Document Number | 2021630080 |
| Deed Book / Page | 3035 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3602 CERELIA LN, DENVER, NC 28037-8851 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 105 BARRISTER BAY LN, MOORESVILLE, NC 28117-8508 |
| Document Number | 3049822 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 3049/822 |
| Instrument | 632802 |
| Name | BLUEHARBOR BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 27, 2021 |
| Property Address | 3602 CERELIA LN, DENVER, NC 28037-8851 |
| Document Number | 30351 |
| Book / Page | 3035 / 1 |
| Map Reference | MB 18 PG 14-20 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 630080 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $669.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 BARRISTER BAY LN, MOORESVILLE, NC 28117-8508 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 3602 Cerelia Ln was $2,808.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,808.00 | $438,236 Land $62,000 Building $376,236 | $438,236 Land $62,000 Building $376,236 |
| 2023 | $2,762.00 | $438,236 Land $62,000 Building $376,236 | $438,236 Land $62,000 Building $376,236 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3602 Cerelia Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3602 Cerelia Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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