3602 20th Ave, Kearney, NE 68845 Property Records

Buffalo County property record for 3602 20th Ave, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.5 ba · 1,176 sqft · built 1978
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Tax Bill	$3,873 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6001571649729`

Property Details

APN / Parcel Number

Primary APN	`6001571649729`
Alternative APNs	`3651-34-1-01195-004-0030` `600157164`

Interior

Bedrooms	3 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,176 sqft Total Area
1st Floor Area	1,176 sqft
Basement Area	1,132 sqft
Finished Basement	874 sqft
Unfinished Basement	258 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	1,056 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	320 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	6001571649729
Street Address	3602 20TH AVE
City	KEARNEY
State	NE
Zip	68845-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	ALTMAIER ACRES SUB LT 30 BLK 4
Legal Subdivision	ALTMAIER ACRES SUB
Legal Block	4
Legal Lot Number	30
Jurisdiction	BUFFALO NE
Township / Civil Division	6
Census Block Group	1
Census Block	1021
Census Tract	969202

Owner

3602 20th Ave is owned and occupied by an individual who acquired it in July 2019.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3602 20TH AVE, KEARNEY, NE 68845-2203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OMAHA
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OMAHA
Jul 18, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 10, 2019
Transfer Doc	0201903654
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Recording Date	Aug 13, 2026
Property Address	3602 20TH AVE, KEARNEY, NE 68845-2203
Document Number	0000004359
Instrument Date	Aug 7, 2026
Instrument	20264359
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 20TH AVE, KEARNEY, NE 68845-2203

Mortgage

Document Number	0000004359,
Date	Aug 13, 2026
Instrument	20264359

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3602 20TH AVE, KEARNEY, NE 68845-2203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202006945
Date	Oct 2, 2020
Instrument	2020-06945

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3602 20TH AVE, KEARNEY, NE 68845-2203
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	VINTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201904611
Date	Aug 29, 2019
Instrument	2019-04611

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUFFALO NE
Recording Date	Jul 18, 2019
Property Address	3602 20TH AVE, KEARNEY, NE 68845-2203
Document Number	0201903654
Instrument Date	Jul 10, 2019
Instrument	2019-03654
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 3602 20th Ave was $3,873.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,700 (+2.07%) Land $55,130 Building $252,570	$307,700 (+2.07%) Land $55,130 Building $252,570
2025	$3,873.00	$301,460 Land $55,130 Building $246,330	$301,460 Land $55,130 Building $246,330
2023	$4,022.00	$236,370 Land $53,520 Building $182,850	$236,370 Land $53,520 Building $182,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3602 20th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3602 20th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Great Plains Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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