Lake County property record for 3601 W 20th Ave, Gary, IN 46404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,700 sqft · built 1960 |
| Lot Size | 0.071 acres (3,136 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $708 (2024) |
| Deeds & Mortgages | Jul 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0006-0001 |
| Primary APN | 001-25-46-0006-0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Attic | Attic |
| Attic Area | 884 sqft |
| Year Built | Built 1960 |
|---|---|
| Construction Type | Metal Frame |
| Roof Material | Asphalt |
| Lot Area | 3,136 sqft (0.071 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-46-0006-0001 |
|---|---|
| Old Parcel Number | 254600060001 |
| Street Address | 3601 W 20TH AVE |
| City | GARY |
| State | IN |
| Zip | 46404-2634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F.R. MAAS 2ND ADD W.50FT. VAC. WALLACE ST LY'G E.OF & ADJ. LOT 1 BL.2 F.R.MAAS 2 ND ADD |
| Legal Subdivision | F R MAAS ADD 02 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 11100 |
3601 W 20th Ave is owned and occupied by two individuals.
Source: Lake County records, as of March 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3601 W 20TH AVE, GARY, IN 46404-2634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 3601 W 20TH AVE, GARY, IN 46404-2634 |
| Document Number | 0000056041 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 3601 W 20TH AVE GARY IN 464042634, GARY, IN 46404-2634 |
| Document Number | 0000056041 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 56041 |
| Name | SPECIALIZED LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | HIGHLANDS RANCH, CO 80129 |
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | Aug 19, 2059 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $137,200 Land $7,100 Building $130,100 | $137,200 Land $7,100 Building $130,100 | |
| 2024 | $708.00 | ||
| 2023 | $57,600 (-2.7%) Land $6,000 Building $51,600 | $57,600 (-2.7%) Land $6,000 Building $51,600 | |
| 2022 | $661.00 Homeowner's exemption | $59,200 Land $4,300 Building $54,900 | $59,200 Land $4,300 Building $54,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3601 W 20th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3601 W 20th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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