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3601 S Indiana Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3601 S Indiana Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,545 sqft · built 1991
Lot Size0.528 acres (22,999 sqft)
Owner2 Individual Names on File
Last Sale$258,000 (Jul 2020)
Tax Bill$4 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jul 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-26-30-4950-0001-0630

Property Details

APN / Parcel Number

Primary APN14-26-30-4950-0001-0630
Alternative APNs
  • 263014495000010630
  • 85064

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,545 sqft Living Area
Gross Area2,155 sqft
1st Floor Area1,545 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,999 sqft (0.528 acres)
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchUnfinished Vinyl Porch
Porch Area408 sqft
Patio Area90 sqft
Shed1 Shed
Shed Area36 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3601 S INDIANA AVE
CitySAINT CLOUD
StateFL
Zip34769-5608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 5 W 155 FT OF LOT 63 LESS BEG 7.5 FT E & 7.5 FT N OF SW COR LOT 63, N 158 FT, E 155 FT, S 158 FT, W 155 FT TO POB & LESS R/W INDIANA AVE
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block630
Legal Lot Number63
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records · APN 14-26-30-4950-0001-0630

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3601 S INDIANA AVE, SAINT CLOUD, FL 34769-5608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2020Warranty Deed, Transfer · VA Mortgage
UNITED HOME MORTGAGE
Jul 15, 2020Quit Claim Deed, Transfer
NONA TITLE INC
Jul 15, 2020Quit Claim Deed, Transfer
NONA TITLE INC
Dec 02, 2019Correction Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2020 · Amount on Record
Deed SaleJul 15, 2020 · Amount on Record
Prior SaleMay 26, 2015 · Amount on Record
Deed Document Number202092171
Deed Book / Page5754 / 2730
Prior Transfer DateJun 30, 2020
Prior Transfer Doc0057542726
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2020
Property Address3601 S INDIANA AVE, SAINT CLOUD, FL 34769-5608
Document Number0057542730
Book / Page5754 / 2730
Map ReferenceMB B PG 5
Instrument DateJul 07, 2020
Instrument2020092171
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,806.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address602 ROBINSON AVE, 602, SAINT CLOUD, FL 34769-2058

Transferred To (Grantee/Buyer)

NameVerified Name
Address3601 S INDIANA AVE, SAINT CLOUD, FL 34769-5608

Mortgage

Document Number0057542732
DateJul 15, 2020
Instrument5754/2732
Lender
NameUNITED HOME MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2020
Property Address3601 S INDIANA AVE, SAINT CLOUD, FL 34769-5608
Document Number0057542726
Book / Page005754 / 002726
Instrument DateJun 30, 2020
Instrument92169
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyNONA TITLE INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3601 S INDIANA AVE ST CLOUD FL 347695608, ST CLOUD, FL 34769-5608

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2020
Property Address3601 S INDIANA AVE, SAINT CLOUD, FL 34769-5608
Document Number0057542728
Book / Page005754 / 002728
Instrument DateJun 19, 2020
Instrument92170
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyNONA TITLE INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3601 S INDIANA AVE ST CLOUD FL 347695608, ST CLOUD, FL 34769-5608

December 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateDec 02, 2019
Property Address3601 S INDIANA AVE, SAINT CLOUD, FL 34769-5608
Document Number0056321014
Book / Page005632 / 001014
Instrument DateMar 10, 2016
Instrument155338
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3601 S INDIANA AVE ST CLOUD FL 347695608, ST CLOUD, FL 34769-5608

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 Homeowner's exemption Veteran's exemption$211,835 (+9.29%)$349,900 (+2.19%) Land $50,000 Building $299,900
2024$4.00
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$193,826 (+3%)$342,400 (+60.22%) Land $50,000 Building $292,400
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$188,181$213,700 Land $45,000 Building $168,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire LikelihoodAbout 1 in 382 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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