3601 River Bluff Rd, Anderson, IN 46012 Property Records

Madison County property record for 3601 River Bluff Rd, Anderson, IN 46012

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,340 sqft · built 1975
Lot Size0.238 acres (10,384 sqft)
OwnerIndividual Name on File
Tax Bill$1,037 (2025)
Deeds & MortgagesApr 2020 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN15-0110-1-075

Property Details

APN / Parcel Number

Primary APN15-0110-1-075
Alternative APNs
  • 48-12-16-200-159.000-033
  • 00001339399

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,340 sqft Living Area
1st Floor Area1,340 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area10,384 sqft (0.238 acres)
Lot Dimensions118 ft deep x 88 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area235 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001339399
Street Address3601 RIVER BLUFF RD
CityANDERSON
StateIN
Zip46012-4637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER PARK EST 3RD 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal SubdivisionRIVER PARK ESTATE
JurisdictionMADISON IN
Township / Civil DivisionUNION
Census Block Group3
Census Block3034
Census Tract11200

Owner

3601 River Bluff Rd is owned and occupied by an individual.

Source: Madison County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3601 RIVER BLUFF RD, ANDERSON, IN 46012-4637
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE CO INC
Dec 19, 2018Deed of Trust, Mortgage · FHA Mortgage
RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IN
Property Address3601 RIVER BLUFF RD, ANDERSON, IN 46012-4637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCENTURION LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R05379
DateApr 17, 2020
Instrument2020R05379
Lender
NameRUOFF MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IN
Property Address3601 RIVER BLUFF RD, ANDERSON, IN 46012-4637
Transaction TypeMortgage
Record UpdatedJan 9, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R17188
DateDec 19, 2018
Instrument2018R17188
Lender
NameRUOFF MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3601 River Bluff Rd was $1,037 with a homeowner's exemption, down 3.8% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMadison County
County SubdivisionUnion Township
Unified School DistrictAnderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,037.00 (-3.8%) Homeowner's exemption$117,000 Land $14,600 Building $102,400$117,000 Land $14,600 Building $102,400
2024$1,078.00
2023$94,500 (+1.07%) Land $13,900 Building $80,600$94,500 (+1.07%) Land $13,900 Building $80,600
2022$933.00$93,500 Land $12,900 Building $80,600$93,500 Land $12,900 Building $80,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3601 River Bluff Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2013–2026)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3601 River Bluff Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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