3601 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3601 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,009 sqft · built 1936
Lot Size	0.327 acres (14,244 sqft)
Owner	Company Name on Record
Last Sale	$920,000 (Jan 2020)
Tax Bill	$18,825 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-0007-0011-00`

Property Details

APN / Parcel Number

Primary APN	`038-0007-0011-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,009 sqft Living Area
Gross Area	6,579 sqft
1st Floor Area	1,476 sqft
2nd Floor Area	1,458 sqft
Attic	Attic
Attic Area	275 sqft
Basement Area	2,798 sqft
Finished Basement	800 sqft
Unfinished Basement	1,998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	110 ft deep x 260 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	135 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3601 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	3601 OBSERVATORY 137.73X 110.06 IRR-PT LOT 1 PHILIP JONES EST PARS 11 & 12 CONS
Legal Subdivision	PHILIP JONES EST
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	4800

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3601 OBSERVATORY AVE, CINCINNATI, OH 45208-2540
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Mar 15, 2021	Fiduciary Deed, Transfer
Jan 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	20206676
Deed Book / Page	14087 / 2161
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3601 OBSERVATORY AVE, CINCINNATI, OH 45208-2540
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087611
Date	Oct 9, 2019
Book Page	14019/00771
Instrument	2019-0087611

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2049

March 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 15, 2021
Property Address	3601 OBSERVATORY AVE, CINCINNATI, OH 45208-2540
Document Number	0000032181
Book / Page	14374 / 1027
Instrument Date	Mar 5, 2021
Instrument	2021-0032181
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 OBSERVATORY AVE, CINCINNATI, OH 45208-2540

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 21, 2020
Property Address	3601 OBSERVATORY AVE, CINCINNATI, OH 45208-2540
Document Number	0000006676
Book / Page	014087 / 002161
Instrument Date	Jan 21, 2020
Instrument	6676
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 E 4TH ST #1400 CINCINNATI OH 452023708, 1400, CINCINNATI, OH 45202-3708

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,825.00 (+0.14%)	$358,540 (-) Land $109,865 Building $248,675	$1,024,400 (-) Land $313,900 Building $710,500
2024	$18,799.00 (-0.18%)	$358,540 (-) Land $109,865 Building $248,675
2023	$18,832.00 (-17.14%)	$358,540 (-11.89%) Land $109,865 Building $248,675	$1,024,400 (-11.89%) Land $313,900 Building $710,500
2022	$22,728.00	$406,914 Land $67,326 Building $339,588
2020			$1,162,610 Land $192,360 Building $970,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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