3601 Monaghan Dr, Waverly, IA 50677 Property Records

Bremer County property record for 3601 Monaghan Dr, Waverly, IA 50677

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,144 sqft · built 2004
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Last Sale	$271,000 (Apr 2022)
Tax Bill	$4,608 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-07-127-026`

Property Details

APN / Parcel Number

Primary APN	`10-07-127-026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft
Finished Basement	1,000 sqft
Unfinished Basement	394 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	144 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	3601 MONAGHAN DR
City	WAVERLY
State	IA
Zip	50677-9049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07-91-13 ROLLING HILLS ADD LOT 11
Legal Range	13W
Legal Township	91N
Legal Section	07
Legal Subdivision	ROLLING HILLS 1ST
Legal Lot Number	11
Jurisdiction	BREMER IA
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2001
Census Tract	4200

Owner

3601 Monaghan Dr is owned and occupied by an individual who bought it in April 2022.

Source: Bremer County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3601 MONAGHAN DR, WAVERLY, IA 50677-9049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage · Balloon Mortgage GREENSTATE CREDIT UNION
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Aug 7, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Aug 7, 2019 · Amount on File
Deed Document Number	20221590
Prior Transfer Date	Apr 4, 2014
Prior Transfer Doc	0020140995
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	3601 MONAGHAN DR, WAVERLY, IA 50677-9049
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020192624
Date	Aug 16, 2019
Instrument	20192624

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Apr 29, 2022
Property Address	3601 MONAGHAN DR, WAVERLY, IA 50677-9049
Document Number	0020221590
Instrument Date	Apr 25, 2022
Instrument	20221590
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 MONAGHAN DR, WAVERLY, IA 50677-9049

Mortgage

Document Number	0020221591
Date	Apr 29, 2022
Instrument	20221591

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Aug 7, 2019
Property Address	3601 MONAGHAN DR, WAVERLY, IA 50677-9049
Document Number	0020192503
Instrument Date	Aug 2, 2019
Instrument	20192503
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 MONAGHAN DR, WAVERLY, IA 50677-9049

Mortgage

Document Number	0020192504
Date	Aug 7, 2019
Instrument	20192504

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3601 Monaghan Dr was $4,608 with a homeowner's exemption, down 1.7% from the year before.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Waverly City
Unified School District	Waverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,608.00 (-1.75%) Homeowner's exemption	$276,990 Land $52,380 Building $224,610	$276,990 Land $52,380 Building $224,610
2024	$4,690.00
2023		$255,280 Land $37,320 Building $217,960	$255,280 Land $37,320 Building $217,960
2022	$3,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3601 Monaghan Dr in Zone X, an area of minimal flood risk, though there have been 111 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	111 (1979–2016)
Claims Outside the SFHA	14 of 111
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 39 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 58 claims Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3601 Monaghan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waverly Communications Utility Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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