3601 Gabby Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3601 Gabby Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,056 sqft · built 2003
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jan 2017)
Tax Bill	$8,819 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-30-203-009`

Property Details

APN / Parcel Number

Primary APN	`15-30-203-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,056 sqft Living Area
Gross Area	3,732 sqft
1st Floor Area	1,536 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	120 ft deep x 110 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3601 GABBY DR
City	BLOOMINGTON
State	IL
Zip	61704-8685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EAGLE CREST EAST 3RD ADD LOT 217
Legal Range	03E
Legal Township	24N
Legal Section	30
Legal Subdivision	EAGLE CREST EAST 3RD ADD
Legal Lot Number	217
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1004
Census Tract	5103

Owner

3601 Gabby Dr is owned and occupied by two individuals who acquired it in September 2018.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3601 GABBY DR, BLOOMINGTON, IL 61704-8685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Oct 10, 2018	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 5, 2017	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2017 · Amount on File
Deed Sale	Jan 5, 2017 · Amount on File
Deed Document Number	2017275
Last Transfer Date	Sep 28, 2018
Transfer Doc	0000016683
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3601 GABBY DR, BLOOMINGTON, IL 61704-8685
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100023752
Date	Oct 4, 2021
Instrument	2021-00023752

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Oct 10, 2018
Property Address	3601 GABBY DR, BLOOMINGTON, IL 61704-8685
Document Number	201800016683
Map Reference	DOC2002-45492
Instrument Date	Sep 28, 2018
Instrument	2018-00016683
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 GABBY DR, 3601, BLOOMINGTON, IL 61704-8685

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	00000

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 5, 2017
Property Address	3601 GABBY DR, BLOOMINGTON, IL 61704-8685
Document Number	201700000275
Map Reference	DOC2002-45492
Instrument Date	Dec 21, 2016
Instrument	2017-00000275
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3601 GABBY DR, BLOOMINGTON, IL 61704-8685

Mortgage

Document Number	201700000276
Date	Jan 5, 2017
Instrument	2017-00000276

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,628 Land $28,537 Building $98,091	$379,884 Land $85,611 Building $294,273
2024	$8,819.00 (+7.16%)
2023	$8,230.00	$108,139 Land $24,370 Building $83,769	$324,417 Land $73,110 Building $251,307

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3601 Gabby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3601 Gabby Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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