3601 Erath St, Waco, TX 76710 Property Records

McLennan County property record for 3601 Erath St, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,417 sqft · built 1948
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$62,300 (Jun 2005)
Tax Bill	$1,342 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-031100-012800-1`

Property Details

APN / Parcel Number

Primary APN	`48-031100-012800-1`
Alternative APNs	`4803110001280010111` `182988`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area
1st Floor Area	1,417 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1961
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	150 ft deep x 67 ft wide
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	80 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3601 ERATH ST
City	WACO
State	TX
Zip	76710-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MCNEESE HTS LOT 1 A2 BLOCK 8 ACRES .2296
Legal Subdivision	MCNEESE HTS
Legal Block	8
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1012
Census Tract	2498

Owner

3601 Erath St is owned and occupied by an individual who bought it in June 2005.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3601 ERATH ST, WACO, TX 76710-5007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2005 · Amount on File
Deed Sale	Jun 2, 2005 · Amount on File
Deed Document Number	200520805
Prior Transfer Date	May 27, 2005
Prior Transfer Doc	0000020805
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3601 ERATH ST, WACO, TX 76710-5007
Document Number	0000016538
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3601 ERATH ST WACO TX 767105007, WACO, TX 76710-5007

Mortgage

Document Number	0000016538
Date	May 21, 2019
Instrument	16538

Lender

Name	FIRST CTRL CU
Type	Credit Union
Address	WACO, TX 76710

Agreement

Amount	Amount on Record
Term	84 Months
Due	May 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3601 Erath St was $1,342 with a homeowner's exemption, down 5.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,117 (+7.85%) Land $27,001 Building $120,116	$147,117 (-6.22%) Land $27,001 Building $120,116
2025	$1,342.00 (-5.29%) Homeowner's exemption	$136,411 Land $24,500 Building $132,380	$156,880 Land $24,500 Building $132,380
2024	$1,417.00
2023		$151,310 Land $24,500 Building $126,810	$151,310 Land $24,500 Building $126,810
2022	$1,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3601 Erath St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3601 Erath St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20