Carteret County property record for 3601 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 4 ba · 1,764 sqft · built 2002 |
| Lot Size | 0.043 acres (1,873 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,425 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6314.13.03.9068000 |
| Primary APN | 6314.13.03.9068000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Heated Area |
| Gross Area | 1,076 sqft |
| 1st Floor Area | 204 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,873 sqft (0.043 acres) |
| Lot Dimensions | 103 ft deep x 56 ft wide |
| Deck Area | 3 sqft |
| Utility Building | 115 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 28751 |
|---|---|
| Street Address | 3601 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | WEST LOT - OASIS TOWNHOMES |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 03 |
| Legal Unit | W |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 970903 |
3601 Emerald Dr, a townhouse, is owned by two individuals.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 MELAINE ST, EMERALD ISLE, NC 28594-3816 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 3601 EMERALD DR, EMERALD ISLE, NC 28594 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | UNKNOWN, DBA ORANGE COAST LENDER SVCS |
| Name | Verified Name |
|---|
| Document Number | 0017130259 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 1713/259 |
| Instrument | 1713259 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | NORCROSS, GA 30093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 3601 Emerald Dr was $2,425.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $603,783 (-) Land $95,000 Building $508,783 | $603,783 (-) Land $95,000 Building $508,783 | |
| 2025 | $2,425.00 | $603,783 Land $95,000 Building $508,783 | $603,783 Land $95,000 Building $508,783 |
| 2023 | $332,604 Land $99,862 Building $232,742 | $332,604 Land $99,862 Building $232,742 | |
| 2022 | $1,893.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3601 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3601 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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