3601 E Bay Dr, Unit 113, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 3601 E Bay Dr, Unit 113, Holmes Beach, FL 34217

Property Summary

Property TypeMulti-Family Dwellings
Details2 bd · 2 ba · 931 sqft · built 1994
Owner2 Individual Names on Record
Last Sale$295,000 (Nov 2020)
Tax Bill$6,251 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN74033.0280-0

Property Details

APN / Parcel Number

Primary APN74033.0280-0
Alternative APN
  • 3416287403302800

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area931 sqft Total Area
Gross Area1,019 sqft
1st Floor Area931 sqft

Exterior

Year BuiltBuilt 1994
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
TerrainLow
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area88 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3416287403302800
Street Address3601 E BAY DR UNIT 113, 113
CityHOLMES BEACH
StateFL
Zip34217-2046
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeHB_R-3
Legal DescriptionUNIT 113 BLDG B SANDY POINTE, A CONDOMINIUM PHASE II PI#74033.0280/0
Legal Range16E
Legal Township34S
Legal Section28
Legal SubdivisionSANDY POINTE PHASE II
Legal Phase2
Legal Tract7403303
Legal BlockB
Legal Lot Number113
Legal Unit113
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1002
Census Tract1701

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7244 RFD, LONG GROVE, IL 60060-4282
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Warranty Deed, Transfer · Conventional with PMI
CROSSCOUNTRY MTG
Apr 11, 2017Warranty Deed, Transfer · Conventional Mortgage
THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleAug 30, 2018 · Amount on Record
Deed Document Number202041127760
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateNov 20, 2020
Property Address3601 E BAY DR UNIT 113, 113, HOLMES BEACH, FL 34217-2046
Document Number0041127760
Instrument DateOct 23, 2020
Instrument41127760
Transaction TypeTransfer
Record UpdatedJan 19, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7244 RFD LONG GROVE IL 600604282, LONG GROVE, IL 60060-4282

Mortgage

Document Number41127761
DateNov 20, 2020
Instrument41127761
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 19, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateApr 11, 2017
Property Address3601 E BAY DR UNIT 113, 113, HOLMES BEACH, FL 34217-2046
Document Number0026686457
Book / Page002668 / 006457
Instrument DateMar 31, 2017
Instrument41033260
Transaction TypeTransfer
Record UpdatedJun 14, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4491 BINFIELD CIR UNIONTOWN OH 446856921, UNIONTOWN, OH 44685-6921

Mortgage

Document Number26686460
DateApr 11, 2017
Book Page002668/006460
Instrument41033261
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2047
Interest
Rate TypeAdjustable Rate
Rate2.79%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityHolmes Beach City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$146,668 (-67.75%) Building $146,668$146,668 (-67.75%) Building $146,668
2024$6,251.00 (+4.24%)
2023$5,997.00 (+31.95%)$454,750 (+46.81%) Building $454,750$454,750 (+46.81%) Building $454,750
2022$4,545.00$309,750 Building $309,750$309,750 Building $309,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 219 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies530 units insured
incl. 311 condo units
Nearby Flood Claims387 (1982–2024)
Claims Outside the SFHA3 of 387
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 231 claims
  • Tropical Storm Josephine, Oct 1996 · 11 claims
  • Hurricane Elena, Sep 1985 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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