3601 Cypress Gardens Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 3601 Cypress Gardens Rd, Winter Haven, FL 33884

Property Summary

Property Type	Regional Shopping Center, Mall
Details	34,990 sqft · built 1975
Lot Size	3.66 acres (159,534 sqft)
Owner	2 Trust Names on File
Last Sale	$242,000 (Dec 2002)
Tax Bill	$20,911 (2025)
Deeds & Mortgages	May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-36-663000-001821`

Property Details

APN / Parcel Number

Primary APN	`26-28-36-663000-001821`
Alternative APNs	`362826663000001821` `62826000`

Interior

Units	7 Units
Stories	2 Stories
Building Area	34,990 sqft Gross Area
1st Floor Area	24,990 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2009
Architectural Style	Multi-Family
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	159,534 sqft
Lot Dimensions	225 ft deep x 710 ft wide
View / Lot	Neighborhood
Canopy	1,243 sqft
Total Buildings	4 Buildings

Location & Zoning

Street Address	3601 CYPRESS GARDENS RD
City	WINTER HAVEN
State	FL
Zip	33884-2487
Property Category	Commercial
Property Type	Commercial > Retail > Regional Shopping Center, Mall
Local Zoning Code	C3
Legal Description	FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 18 DESC AS BEG SW COR OF SEC RUN E 1315 FT N 25 FT TO POB CONT N 225 FT W 710 FT S 190.1 FT TO CURVE SELY ALONG CURVE 54.97 FT E 675.01 FT TO POB
Legal Range	26E
Legal Township	28S
Legal Section	36
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	663000
Legal Block	3
Legal Lot Number	18
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3032
Census Tract	14001

Owner

3601 Cypress Gardens Rd, a commercial property, is held in a trust since May 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	900 EAGLE POND DR, WINTER HAVEN, FL 33884-1215
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2002 · Amount on File
Deed Sale	Dec 31, 2002 · Amount on File
Prior Sale	May 1, 2001 · Amount on File
Deed Book / Page	5215 / 2091
Last Transfer Date	May 1, 2019
Transfer Doc	0000106215
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 23, 2019
Property Address	3601 CYPRESS GARDENS RD, WINTER HAVEN, FL 33884-2487
Document Number	0108502086
Book / Page	010850 / 002086
Instrument Date	May 1, 2019
Instrument	106215
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$7,350.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3601 CYPRESS GARDENS RD #A WINTER HAVEN FL 338842456, A, WINTER HAVEN, FL 33884-2456

Tax Assessment & Valuation

The 2025 property tax bill for 3601 Cypress Gardens Rd was $20,911, down 38.7% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,085,588 (+1%)	$2,467,204 (-) Land $247,282 Building $2,954,801
2025	$20,911.00 (-38.75%)	$986,898	$2,467,204 Land $247,282 Building $2,999,790
2024	$34,138.00 (+39.8%)
2023	$24,420.00 (+1.98%)	$815,618 (-)	$815,618 (-)
2022	$23,946.00	$815,618	$815,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3601 Cypress Gardens Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3601 Cypress Gardens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20