3601 College Bluff, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3601 College Bluff, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,154 sqft · built 2001
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Tax Bill	$3,433 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-4-18-02-0-00142-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-4-18-02-0-00142-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,154 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	30,492 sqft (0.7 acres)
Pool Area	648 sqft
Patio Area	496 sqft

Location & Zoning

Street Address	3601 COLLEGE BLF
City	OLIVE BRANCH
State	MS
Zip	38654-5816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R OVERLAY
Legal Description	COLLEGE HILLS PUD S-D 1ST ADDITION 1ST REV LOT 142
Legal Range	06
Legal Township	02
Legal Section	18
Legal Subdivision	COLLEGE HILLS PUD S-D 1ST ADDITION
Legal Lot Number	142
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3003
Census Tract	70722

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 4, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Apr 23, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019
Deed Sale	Nov 26, 2019
Prior Sale	Sep 27, 2016
Deed Document Number	0000905565
Deed Book / Page	0905 / 565
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816

Mortgage

Document Number	5661/15357
Date	Feb 23, 2024
Book Page	5661/15357

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816

Mortgage

Document Number	5660/35996
Date	May 4, 2023
Book Page	5660/35996

Lender

Name	CADENCE BANK NA
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004591/96
Date	Aug 16, 2018
Book Page	4591/96
Instrument	T04591-00096

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2019

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004591/478
Date	Aug 16, 2018
Book Page	4591/478
Instrument	T04591-00478

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2019

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004713/138
Date	Apr 23, 2019
Book Page	4713/138

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jan 1, 2020

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816

Mortgage

Document Number	0005220/32
Date	Apr 23, 2021
Book Page	5220/32

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 26, 2019
Property Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816
Document Number	000905/565
Book / Page	0905 / 565
Map Reference	MB 55 PG 1&2
Instrument Date	Nov 25, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 WHITETAIL LN, 114, COLDWATER, MS 38618-6796

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3601 COLLEGE BLF, OLIVE BRANCH, MS 38654-5816

Mortgage

Document Number	0004842426
Date	Nov 26, 2019
Instrument	4842/426

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,433.00 (+22.17%)	$32,243 (+41.47%) Land $3,000 Building $29,243	$322,430 (+41.47%) Land $30,000 Building $292,430
2023	$2,810.00	$22,791	$227,908 Land $30,000 Building $197,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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