3601 Cheltham Ln, Birmingham, AL 35242 Property Records

Shelby County property record for 3601 Cheltham Ln, Birmingham, AL 35242

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,844 sqft · built 1986
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$329,000 (Mar 2018)
Tax Bill	$2,071 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093060003026000`

Property Details

APN / Parcel Number

Primary APN	`093060003026000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,844 sqft Heated Area
1st Floor Area	1,302 sqft
Upper Floors Area	1,290 sqft
Basement Area	882 sqft
Finished Basement	420 sqft
Unfinished Basement	391 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Lot Dimensions	324 ft deep x 183 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	585 sqft
Porch	Patio
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3601 CHELTHAM LN
City	BIRMINGHAM
State	AL
Zip	35242-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 6 19S 01W NBRHD: 01 MEADOWBROOK/ VALLEYDALE R-2
Legal Range	01W
Legal Township	19S
Legal Section	06
Legal Subdivision	SOUTHERN PINES 6TH SECTOR
Legal Lot Number	26
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3034
Census Tract	30330

Owner

3601 Cheltham Ln is owned and occupied by an individual who bought it in March 2018.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3601 CHELTHAM LN, BIRMINGHAM, AL 35242-3042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 23, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 8, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTHFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Deed Document Number	201875770
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	3601 CHELTHAM LN, BIRMINGHAM, AL 35242-3042
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056320
Date	Feb 8, 2022
Instrument	20220208000056320

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	3601 CHELTHAM LN, BIRMINGHAM, AL 35242-3042
Document Number	0000318010
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3601 CHELTHAM LN BIRMINGHAM AL 352423042, BIRMINGHAM, AL 35242-3042

Mortgage

Document Number	0000318010
Date	Jul 29, 2020
Instrument	318010

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Mar 8, 2018
Property Address	3601 CHELTHAM LN, BIRMINGHAM, AL 35242-3042
Document Number	0000075770
Map Reference	MB9 PG107
Instrument Date	Mar 1, 2018
Instrument	20180308000075770
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 CHELTHAM LN, BIRMINGHAM, AL 35242-3042

Mortgage

Document Number	0000075780
Date	Mar 8, 2018
Instrument	20180308000075780

Lender

Name	SOUTHFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3601 Cheltham Ln was $2,071 with a homeowner's exemption, down 2.9% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,071.00 (-2.91%) Homeowner's exemption
2025	$2,133.00	$48,480	$484,720 Land $105,000 Building $379,720
2023	$1,858.00 Homeowner's exemption	$43,160	$431,550 Land $105,000 Building $326,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3601 Cheltham Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3601 Cheltham Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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