3601 Arthur St, Indian Trail, NC 28079 Property Records

Union County property record for 3601 Arthur St, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,710 sqft · built 1994
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Apr 2019)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-063-721`

Property Details

APN / Parcel Number

Primary APN	`07-063-721`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,710 sqft Living Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3601 ARTHUR ST
City	INDIAN TRAIL
State	NC
Zip	28079-9105
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-6 LAKE P
Legal Description	#27 LAKE PARK PH3 BLKE MAP7 OPCD756
Legal Subdivision	LAKE PARK
Legal Block	E
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1010
Census Tract	20320

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3601 ARTHUR ST, INDIAN TRAIL, NC 28079-9105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 4, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 1, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	20198289
Deed Book / Page	7341 / 755
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3601 ARTHUR ST, INDIAN TRAIL, NC 28079-9105
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008446551
Date	Apr 6, 2022
Book Page	8446/551
Instrument	12835

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3601 ARTHUR ST, INDIAN TRAIL, NC 28079-9105
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	831250
Date	Nov 12, 2021
Book Page	8312/50
Instrument	53996

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3601 ARTHUR ST, INDIAN TRAIL, NC 28079-9105
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8090192
Date	May 5, 2021
Book Page	8090/192
Instrument	21307

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3601 ARTHUR ST, INDIAN TRAIL, NC 28079-9105
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	777648
Date	Aug 17, 2020
Book Page	7776/48
Instrument	31698

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3601 ARTHUR ST, INDIAN TRAIL, NC 28079-9105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7760449
Date	Aug 4, 2020
Book Page	7760/449
Instrument	29471

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 1, 2019
Property Address	3601 ARTHUR ST, INDIAN TRAIL, NC 28079-9105
Document Number	7341755
Book / Page	007341 / 000755
Instrument Date	Apr 1, 2019
Instrument	8289
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	AUSTIN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 ARTHUR ST INDIAN TRAIL NC 280799105, INDIAN TRAIL, NC 28079-9105

Mortgage

Document Number	7341757
Date	Apr 1, 2019
Book Page	007341/000757
Instrument	8290

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 24, 2018
Property Address	3601 ARTHUR ST, INDIAN TRAIL, NC 28079-9105
Document Number	0007222651
Book / Page	7222 / 651
Map Reference	CAB D FILE 756
Instrument Date	Aug 22, 2018
Instrument	0024100
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CARDINAL TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3034 SHALLOWOOD LN, 3034, CHARLOTTE, NC 28277-9836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 ARTHUR ST, INDIAN TRAIL, NC 28079-9105

Mortgage

Document Number	0000024101
Date	Aug 24, 2018
Instrument	0024101

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Lake Park Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,200 (-) Land $100,500 Building $266,700	$367,200 (-) Land $100,500 Building $266,700
2025	$2,488.00 (+23.05%)	$367,200 (+51.55%) Land $100,500 Building $266,700	$367,200 (+51.55%) Land $100,500 Building $266,700
2023	$2,022.00	$242,300 Land $57,000 Building $185,300	$242,300 Land $57,000 Building $185,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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