3601 18th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3601 18th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Commercial
Details	33,080 sqft · built 2004
Owner	Company Name on Record
Tax Bill	$71,896 (2023)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-46848-0203`

Property Details

APN / Parcel Number

Primary APN	`82-46848-0203`

Interior

Stories	1 Story
Building Area	33,080 sqft Living Area

Exterior

Year Built	Built 2004
Exterior Material	Brick
Lot Width	295 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.46848.0203
Street Address	3601 18TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-6011
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C5
Legal Description	LOT 001 OF FINNEMAN ADDITION PT OF LOT 1 DAF COM AT SE'LY COR LOT 1 - N51D W 255.44' TO POB - S38D W 103.76' - S00D W 74.37'
Legal Range	28
Legal Township	124
Legal Section	21
Legal Subdivision	FINNEMAN ADDITION
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	401

Owner

Source: Stearns County records, as of April 8, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 7005, SAINT CLOUD, MN 56302-7005
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 17, 2023	Deed, Transfer
Mar 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023
Deed Sale	Jan 17, 2023
Prior Sale	Jan 17, 2023
Deed Document Number	00A1647561
Last Transfer Date	Jan 31, 2023
Transfer Doc	00A1648148
Record Updated	Jun 7, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 31, 2023
Property Address	3601 18TH ST S, SAINT CLOUD, MN 56301-6011
Document Number	00A1648148
Instrument Date	Jan 27, 2023
Instrument	A1648148
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7005, SAINT CLOUD, MN 56302-7005

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 17, 2023
Property Address	3601 18TH ST S, SAINT CLOUD, MN 56301-6011
Document Number	00A1647561
Instrument Date	Dec 30, 2022
Instrument	A1647561
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7005, SAINT CLOUD, MN 56302-7005

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 14, 2018
Property Address	3601 18TH ST S, SAINT CLOUD, MN 56301-6011
Document Number	00A1516313
Instrument Date	Feb 23, 2018
Instrument	A1516313
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7005, SAINT CLOUD, MN 56302-7005

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$71,896.00	$2,388,800 Land $475,000 Building $1,913,800	$2,388,800 Land $475,000 Building $1,913,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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