3600 W Ridge Rd, Gary, IN 46408 Property Records

Lake County property record for 3600 W Ridge Rd, Gary, IN 46408

Property Summary

Property Type	Commercial
Details	6,384 sqft · built 1955
Lot Size	6.21 acres (270,551 sqft)
Owner	Company Name on Record
Last Sale	$1,680,000 (Jul 2026)
Tax Bill	$7,200 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-41-49-0019-0003`

Property Details

APN / Parcel Number

Primary APN	`001-41-49-0019-0003`
Alternative APNs	`45-08-30-202-001.000-003` `414900190003`

Interior

Stories	1 Story
Building Area	6,384 sqft Gross Area
1st Floor Area	6,384 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	270,551 sqft (6.21 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3600 W RIDGE RD
City	GARY
State	IN
Zip	46408-1842
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W2. PT. W2. NE. S.30 T.36 R.8 6.211 A.
Legal Subdivision	NELSON ADDITION
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1002
Census Tract	41200

Owner

Source: Lake County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2111 W LINCOLN HWY, MERRILLVILLE, IN 46410-5334
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Dec 18, 2019	Trustee's Deed, Construction Loan · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Oct 22, 2012 · Amount on Record
Deed Document Number	2026528706
Prior Transfer Date	Jan 25, 2016
Prior Transfer Doc	0000037048
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 8, 2026
Property Address	3600 W RIDGE RD, GARY, IN 46408-1842
Document Number	0000528706
Instrument Date	Jul 7, 2026
Instrument	2026528706
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2111 W LINCOLN HWY, MERRILLVILLE, IN 46410-5334

Mortgage

Document Number	0000528707,
Date	Jul 8, 2026
Instrument	2026528707

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000528709,
Date	Jul 8, 2026
Instrument	2026528709

Lender

Name	UNION CREDIT UNION

Agreement

Amount	Amount Recorded
Term	30 Months
Due	Aug 15, 2056

Interest

Rate	6.53%
Max Rate	-1%

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LAKE IN
Recording Date	Dec 18, 2019
Property Address	3600 W RIDGE RD, GARY, IN 46408-1842
Instrument Date	Dec 5, 2019
Instrument	87258
Transaction Type	Construction Loan
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3600 W RIDGE RD GARY IN 464081842, GARY, IN 46408-1842

Mortgage

Document Number	0000087258
Date	Dec 18, 2019
Instrument	87258

Lender

Name	PEOPLES BK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 17, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Lake Ridge Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$289,100 (+31.41%) Land $200,400 Building $88,700	$289,100 (+31.41%) Land $200,400 Building $88,700
2024	$7,200.00 (+9.09%)
2023		$220,000 (-) Land $140,700 Building $79,300	$220,000 (-) Land $140,700 Building $79,300
2022	$6,600.00 (-66.31%)	$220,000 Land $140,700 Building $79,300	$220,000 Land $140,700 Building $79,300
2021	$19,588.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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