3600 River Bluff Rd, Prospect, KY 40059 Property Records

Oldham County property record for 3600 River Bluff Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · built 1975
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2019)
Tax Bill	$2,890 (2025)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-02A-01-19`

Property Details

APN / Parcel Number

Primary APN	`02-02A-01-19`
Alternative APN	`62591`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	62591
Street Address	3600 RIVER BLUFF RD
City	PROSPECT
State	KY
Zip	40059-9098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.22AC
Legal Block	SEC 1
Legal Lot Number	19
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	2
Census Block	2001
Census Tract	30801

Owner

Source: Oldham County records · APN 02-02A-01-19

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3600 RIVER BLUFF RD, PROSPECT, KY 40059-9098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2019 · Amount on Record
Deed Sale	Sep 05, 2019 · Amount on Record
Deed Document Number	556784
Deed Book / Page	D1226 / 0351
Record Updated	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Sep 05, 2019
Property Address	3600 RIVER BLUFF RD, PROSPECT, KY 40059-9098
Document Number	D1226/0351
Book / Page	D1226 / 0351
Map Reference	MB 1 PG 32
Instrument Date	Sep 04, 2019
Instrument	556784
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3600 RIVER, 3600, PROSPECT, KY 40059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 RIVER BLUFF RD, PROSPECT, KY 40059-9098

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Municipality	River Bluff City
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,890.00 (-11.4%) Homeowner's exemption	$280,000 (+7.69%) Land $50,000 Building $230,000	$280,000 (+7.69%) Land $50,000 Building $230,000
2023	$3,262.00	$260,000 Land $50,000 Building $210,000	$260,000 Land $50,000 Building $210,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1997–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 211 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.