Hillsdale County property record for 3600 Lamb Rd, Osseo, MI 49266
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,250 sqft · built 2020 |
| Lot Size | 49.9 acres (2,174,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $407,500 (Sep 2025) |
| Tax Bill | $1,853 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-011-300-002-11-7-2 |
| Primary APN | 12-011-300-002-11-7-2 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Lot Area | 2,174,080 sqft (49.9 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3600 LAMB RD |
|---|---|
| City | OSSEO |
| State | MI |
| Zip | 49266-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM CEN SEC 11 TH S 8950'47W ALG N LN SW1/4 1303.03 FT (REC=S 8338'W 1303.77 FT) TH S 018'53W ALG W LN E1/2 SW1/4 1919.03 FT |
| Legal Range | 02W |
| Legal Township | 07S |
| Legal Section | 11 |
| Legal Subdivision | False |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 51000 |
Source: Hillsdale County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2469 ASH TE WETTE BEACH DR, HILLSDALE, MI 49242-9393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MI BANK AND TRUST |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST CO |
| Nov 12, 2019 | Deed of Trust, Mortgage · Construction Mortgage CENTURY BANK & TRUST |
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Sep 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Oct 31, 2018 | Warranty Deed, Transfer GREENSTONE FARM CREDIT SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Jun 2, 2025 · Amount on Record |
| Deed Document Number | 2025617510 |
| Deed Book / Page | 1904 / 299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | May 15, 2026 |
| Property Address | 3600 LAMB RD, OSSEO, MI 49266-9684 |
| Document Number | 0000623180 |
| Book / Page | 1921 / 1236 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026623180 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MIDSTATE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 3600 LAMB RD, OSSEO, MI 49266-9684 |
| Investor | Possibly a Property Investor |
| Document Number | 0000623180, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 1921/1236 |
| Instrument | 2026623180 |
| Name | SOUTHERN MI BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 3600 LAMB RD, OSSEO, MI 49266-9684 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 01785/1168 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 1785/1168 |
| Name | CENTURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | READING, MI 49274 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 3600 LAMB RD, OSSEO, MI 49266-9684 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 01741/0232 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 1741/0232 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | READING, MI 49274 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Dec 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 3600 LAMB RD, OSSEO, MI 49266-9684 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3600 LAMB RD, OSSEO, MI 49266-9684 |
| Document Number | 001857/395 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 1857/395 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | READING, MI 49274 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Sep 22, 2025 |
| Property Address | 3600 LAMB RD, OSSEO, MI 49266-9684 |
| Document Number | 001904/299 |
| Book / Page | 1904 / 299 |
| Instrument Date | Sep 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,056.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 962, HILLSDALE, MI 49242-0962 |
| Name | Verified Name |
|---|---|
| Address | 3600 LAMB RD, OSSEO, MI 49266-9684 |
| Investor | Possibly a Property Investor |
| Document Number | 0001904302 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 1904/302 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Oct 31, 2018 |
| Property Address | 3600 LAMB RD, OSSEO, MI 49266-9684 |
| Document Number | 01706/0917 |
| Book / Page | 1706 / 0917 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,444.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3600 LAMB RD, 3600, OSSEO, MI 49266-9684 |
| Name | Verified Name |
|---|---|
| Address | 4985 RED MAPLE DR, GAYLORD, MI 49735-8859 |
| Document Number | 0001706919 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 1706/919 |
| Name | GREENSTONE FARM CREDIT SERVICES |
|---|---|
| Type | Subprime Lender |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hillsdale County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Jefferson Township |
| Unified School District | Pittsford Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,853.00 (-46.72%) Homeowner's exemption | $184,300 (+30.06%) | $364,312 (+30.47%) Land $171,430 Building $192,882 |
| 2024 | $3,478.00 (-37.34%) | ||
| 2023 | $141,700 | $279,235 Land $146,940 Building $132,295 | |
| 2021 | $5,551.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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