Morgan County property record for 360 Water Tower Loop, Laceys Spring, AL 35754
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,200 sqft · built 1987 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $305 (2025) |
| Deeds & Mortgages | Jan 2007 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-09-30-0-204-007.000 |
| Primary APN | 08-09-30-0-204-007.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 91926 |
|---|---|
| Street Address | 360 WATER TOWER LOOP |
| City | LACEYS SPRING |
| State | AL |
| Zip | 35754-6326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT POINT WHICH IS SO 260'S FROM CENTER OF W BDRY OF SEC 30-T6S-R1E, TH E 294.07', TH SO 92.32' 110'S, TH W 295', TH N 92. |
| Legal Range | 1E |
| Legal Township | 6S |
| Legal Section | 30 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 5703 |
Source: Morgan County assessment roll, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 360 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 360 WATER TOWER LOOP, LACEYS SPRING, AL 35754-6326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007/04835 |
|---|---|
| Date | Jan 30, 2007 |
| Book Page | 2007/04835 |
| Name | CITIFINANCIAL CORPORATION LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | HUNTSVILLE, AL 35802 |
| Amount | Amount Recorded |
|---|---|
| Term | 182 Months |
| Due | Feb 28, 2022 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $305.00 | $9,590 (-) Land $970 Building $8,620 | $95,900 (-) Land $9,700 Building $86,200 |
| 2024 | $9,590 (-) Land $970 Building $8,620 | $95,900 (-) Land $9,700 Building $86,200 | |
| 2023 | $305.00 (+6.27%) Homeowner's exemption | $9,590 (+5.15%) Land $970 Building $8,620 | $95,900 (+5.15%) Land $9,700 Building $86,200 |
| 2022 | $287.00 Homeowner's exemption | $9,120 Land $880 Building $8,240 | $91,200 Land $8,800 Building $82,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (1995–2020) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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