360 W 6th St, Garner, IA 50438 Property Records

Hancock County property record for 360 W 6th St, Garner, IA 50438

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,171 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2101430081`

Property Details

APN / Parcel Number

Primary APN	`2101430081`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,171 sqft Living Area
1st Floor Area	1,171 sqft
Basement Area	1,011 sqft
Finished Basement	425 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1944
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	360 W 6TH ST
City	GARNER
State	IA
Zip	50438-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG E 1/2 LOTS 7 & 8 BLK 43
Legal Subdivision	GARNER
Legal Block	43
Legal Lot Number	7&8
Jurisdiction	HANCOCK IA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2019
Census Tract	270100

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	360 W 6TH ST, GARNER, IA 50438-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE STATE BANK
Aug 6, 2018	Deed of Trust, Mortgage RELIANCE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	360 W 6TH ST, GARNER, IA 50438-1417
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220749
Date	Apr 4, 2022
Instrument	22-0749

Lender

Name	RELIANCE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2032

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	360 W 6TH ST, GARNER, IA 50438-1417
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000181498
Date	Aug 6, 2018
Instrument	0000018-1498

Lender

Name	RELIANCE STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,878.00 (+5.03%) Homeowner's exemption	$161,500 (+11.56%) Land $19,800 Building $141,700	$161,500 (+11.56%) Land $19,800 Building $141,700
2024	$1,788.00 (-13.54%)
2023		$144,770 (+9.19%) Land $11,550 Building $133,220	$144,770 (+9.19%) Land $11,550 Building $133,220
2022	$2,068.00 Homeowner's exemption	$132,590 Land $11,550 Building $121,040
2021			$132,590 Land $11,550 Building $121,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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