Jackson County property record for 360 Toy Cove Rd, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,576 sqft · built 2008 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Jun 2006) |
| Tax Bill | $2,202 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 7641-95-3805 |
| Primary APN | 7641-95-3805 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Heated Area |
| 1st Floor Area | 1,288 sqft |
| Upper Floors Area | 1,288 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 96 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 360 TOY COVE RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12A TOY COVE |
| Legal Lot Number | 12A |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950400 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 360 TOY COVE RD, SYLVA, NC 28779-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2006 · Amount on Record |
| Deed Sale | Jun 21, 2006 · Amount on Record |
| Deed Book / Page | 1596 / 413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 360 TOY COVE RD, SYLVA, NC 28779-4703 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0023290914 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 2329/914 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 360 TOY COVE RD, SYLVA, NC 28779-4703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022391328 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 2239/1328 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $579,662 (+56.42%) Land $44,000 Building $535,662 | |
| 2025 | $2,202.00 (+56.39%) | |
| 2023 | $1,408.00 | $370,570 Land $35,500 Building $335,070 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2015–2025) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jun 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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