Harrison County property record for 360 Spratley Ave, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,423 sqft · built 1959 |
| Lot Size | 0.325 acres (14,158 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,024 (Feb 2026) |
| Tax Bill | $1,466 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110G-03-046.000 |
| Primary APN | 1110G-03-046.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,423 sqft Adjusted Area |
| 1st Floor Area | 1,295 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,158 sqft (0.325 acres) |
| Utility Building | 64 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 360 SPRATLEY AVE |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39531-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK 10 BAY VISTA SUBD |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 28 |
| Legal Subdivision | BAY VISTA SUBD |
| Legal Block | 10 |
| Legal Lot Number | 14 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1205 |
360 Spratley Ave is owned and occupied by an individual who bought it in February 2026.
Source: Harrison County records, as of April 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 360 SPRATLEY AVE, BILOXI, MS 39531-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2026 · Amount on File |
| Deed Sale | Feb 23, 2026 · Amount on File |
| Deed Document Number | 2026954 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 360 SPRATLEY AVE, BILOXI, MS 39531-2827 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5741 VENDOME DR S, MOBILE, AL 36609-3330 |
| Document Number | 20260000955TJ2 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-0000955-T-J2 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Feb 23, 2026 |
| Property Address | 360 SPRATLEY AVE, BILOXI, MS 39531-2827 |
| Document Number | 20260000954DJ2 |
| Map Reference | MB 20 PG 24 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026-0000954-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13089 DOMINION DR, FAIRHOPE, AL 36532-5491 |
| Name | Verified Name |
|---|---|
| Address | 360 SPRATLEY AVE, BILOXI, MS 39531-2827 |
| Document Number | 20260000955TJ2 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-0000955-T-J2 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 360 Spratley Ave was $1,466, up 3.6% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,466.00 (+3.6%) | $13,125 | $87,499 Land $40,000 Building $47,499 |
| 2024 | $1,415.00 (+0.93%) | ||
| 2023 | $1,402.00 | $12,775 | $85,169 Land $40,000 Building $45,169 |
| 2022 | $1,402.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 360 Spratley Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 44 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 360 Spratley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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