360 S Main St, Freeland, MI 48623 Property Records

Saginaw County property record for 360 S Main St, Freeland, MI 48623

Property Summary

Property TypeCommercial
Details4,185 sqft · built 1895
Lot Size0.9 acres (39,204 sqft)
OwnerCompany Name on File
Last Sale$180,000 (Dec 2016)
Tax Bill$4,432 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-3-21-2008-000

Property Details

APN / Parcel Number

Primary APN29-13-3-21-2008-000

Interior

Stories1 Story
Building Area4,185 sqft Total Area
1st Floor Area1,213 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Fire ResistanceWood or Wood & Steel Frame
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions442 ft deep x 105 ft wide
Total Buildings4 Buildings

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelGas

Location & Zoning

Street Address360 S MAIN ST
CityFREELAND
StateMI
Zip48623-8802
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC-1,C-2,C-
Legal DescriptionPART OF GOVT LOT 1 COM ON W LY LINE OF MAIN ST 629.5 FT S 21DEG E FROM SE COR LOT 2 BLK 12 ORIGINAL PLAT OF VILLAGE OF
Legal Range03E
Legal Township13N
Legal Section21
Legal SubdivisionVILLAGE OF TITTABAWASSEE
Legal Block12
Legal Lot Number1-2
Legal Unit1-2
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1057
Census Tract10101

Owner

360 S Main St, a commercial property, is owned by a company that bought it in December 2016.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordCompany Name on File
Mailing Address7519 THORNBERRY DR, FREELAND, MI 48623-8896
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2016 · Amount on File
Deed SaleDec 14, 2016 · Amount on File
Prior SaleJan 11, 2005 · Amount on File
Deed Document Number201631673
Deed Book / Page2882 / 2329
Prior Transfer DateApr 12, 2016
Prior Transfer Doc0000012939
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address360 S MAIN ST, FREELAND, MI 48623-8802
Transaction TypeMortgage
Record UpdatedOct 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 S MAIN ST, FREELAND, MI 48623-8802

Mortgage

Document Number0000022489
DateOct 11, 2023
Instrument2023022489
Lender
NameWILDFIRE CU
TypeCredit Union
AddressSAGINAW, MI 48604
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 360 S Main St was $4,432.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$95,500$191,000
2025$4,432.00
2023$78,800$157,600
2022$3,647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 360 S Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 360 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTITTABAWASSEE TOWNSHIP
serves 9,227 people · EPA ID MI0002470
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: LakeNet.

Nearby Properties on S Main St

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