360 S Co Rd 315, Interlachen, FL 32148 Property Records

Putnam County property record for 360 S Co Rd 315, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	1,997 sqft · built 2020
Lot Size	4.6 acres (200,376 sqft)
Owner	Individual Name on File
Tax Bill	$2,570 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Jan 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`27-10-24-0000-0020-0040`

Property Details

APN / Parcel Number

Primary APN	`27-10-24-0000-0020-0040`
Alternative APN	`100171`

Interior

Building Area	1,997 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	200,376 sqft (4.6 acres)

Location & Zoning

Account Number	100171
Street Address	360 S COUNTY ROAD 315
City	INTERLACHEN
State	FL
Zip	32148-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF THE S1/2 OF NE1/4 OR1554 P612 GUM CREEK WEST UNREC S/D LOTS 4+5
Legal Range	24E
Legal Township	10S
Legal Section	27
Legal Subdivision	GUM CRK WEST
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2084
Census Tract	950500

Owner

360 S Co Rd 315 is owned and occupied by an individual who acquired it in February 2022.

Source: Putnam County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	360 S COUNTY ROAD 315, INTERLACHEN, FL 32148-5702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Jan 7, 2020	Deed of Trust, Mortgage · Construction Mortgage CENTERSTATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 3, 2022
Transfer Doc	0016561756
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Feb 18, 2022
Property Address	360 S COUNTY ROAD 315, INTERLACHEN, FL 32148-5702
Document Number	0016561756
Book / Page	1656 / 1756
Instrument Date	Feb 3, 2022
Instrument	202254004136
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 S COUNTY ROAD 315, INTERLACHEN, FL 32148-5702

Mortgage

Document Number	0016561761
Date	Feb 18, 2022
Instrument	1656/1761

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.16%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.16%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	360 S COUNTY ROAD 315, INTERLACHEN, FL 32148-5702
Transaction Type	Mortgage
Record Updated	Nov 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015650201
Date	Jan 7, 2020
Book Page	1565/0201
Instrument	202054000295

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 360 S Co Rd 315 was $2,570 with a homeowner's exemption.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,570.00 Homeowner's exemption	$174,000	$384,510 Land $50,600 Building $333,910
2023	$2,056.00 (-4.51%) Senior Citizen's exemption	$164,180 (+3%)	$393,120 (+23.72%) Land $50,600 Building $342,520
2022	$2,153.00 Homeowner's exemption	$159,400	$317,760 Land $36,800 Building $280,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 S Co Rd 315 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 S Co Rd 315 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Windstream DSL	200 / 20

May also be available: Verizon.

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