360 S 10th St, Monroe, OR 97456 Property Records

Benton County property record for 360 S 10th St, Monroe, OR 97456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,555 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$321,997 (Nov 2020)
Tax Bill	$4,442 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14533BD00300`

Property Details

APN / Parcel Number

Primary APN	`14533BD00300`
Alternative APN	`421823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	1,975 sqft
1st Floor Area	1,555 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	421823
Street Address	360 S 10TH ST
City	MONROE
State	OR
Zip	97456-8443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GRA
Legal Description	RED HILLS ESTATES LOT 3
Legal Range	5W
Legal Township	14S
Legal Section	33
Legal Subdivision	RED HILLS ESTATES
Legal Lot Number	3
Jurisdiction	BENTON OR
Township / Civil Division	SOUTHEAST BENTON
Census Block Group	3
Census Block	3019
Census Tract	10400

Owner

Source: Benton County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	360 S 10TH ST, MONROE, OR 97456-8443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Nov 20, 2020	Warranty Deed, Subdivision Related Transfer · USDA Mortgage USDA
Jul 22, 2020	Warranty Deed, Transfer · Line of Credit M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	2020603760
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Recording Date	Jul 17, 2026
Property Address	360 S 10TH ST, MONROE, OR 97456-8443
Document Number	0000663231
Instrument Date	Jul 10, 2026
Instrument	2026663231
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 S 10TH ST, MONROE, OR 97456-8443

Mortgage

Document Number	0000663231,
Date	Jul 17, 2026
Instrument	2026663231

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2056

Interest

Rate	6.52%
Max Rate	-1%

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Nov 20, 2020
Property Address	360 S 10TH ST, MONROE, OR 97456-8443
Document Number	0000603760
Instrument Date	Oct 26, 2020
Instrument	2020-603760
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 S 10TH ST # 7, 7, MONROE, OR 97456-8451

Mortgage

Document Number	0000603761
Date	Nov 20, 2020
Instrument	2020-603761

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Nov 19, 2053

Mortgage

Document Number	0000603766
Date	Nov 20, 2020
Instrument	2020-603766

Lender

Name	CORVALLIS NEIGHBORHOOD HOUSING SERVICES
Type	Non-Lending Institution
Address	SPRINGFIELD, OR 97477

Agreement

Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Jul 22, 2020
Property Address	360 S 10TH ST, MONROE, OR 97456-8443
Document Number	0000597972
Map Reference	DOC 2018-577189
Instrument Date	Jul 15, 2020
Instrument	2020-597972
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62958 LAYTON AVE STE 5, 5, BEND, OR 97701-5197
Investor	Possibly a Property Investor

Mortgage

Document Number	0000597973
Date	Jul 22, 2020
Instrument	2020-597973

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Monroe City
Unified School District	Monroe School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,442.00 (+2.28%)	$239,432 (+3%)	$508,300 (+5.33%) Land $177,000 Building $331,300
2024	$4,343.00 (+2.77%)	$232,458 (+3%)	$482,600 (+2.48%) Land $173,000 Building $309,600
2023	$4,226.00 (+2.7%)	$225,687 (+3%)	$470,920 (+14.04%) Land $173,000 Building $297,920
2022	$4,115.00	$219,114
2002			$412,960 Land $153,000 Building $259,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1996–2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 723 people · EPA ID OR4100540
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Monroe Telephone Company DSL · Fiber in parts of the area	100 / 20
Peak Internet Fixed Wireless	30 / 10

May also be available: Alyrica, Hunter Communications.

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