360 Ruth St, Athens, GA 30601 Property Records

Athens-Clarke County Unified Government property record for 360 Ruth St, Athens, GA 30601

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 2,946 sqft · built 2019
Lot Size0.319 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$511,000 (Aug 2019)
Tax Bill$6,348 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-3-B3 F-011-A

Property Details

APN / Parcel Number

Primary APN16-3-B3 F-011-A
Alternative APN
  • 45043

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories3 Stories
Building Area2,946 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions218 ft deep x 64 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area200 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number45043
Street Address360 RUTH ST
CityATHENS
StateGA
Zip30601-2123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1
Legal DescriptionTRACT 2 - 0.32 AC - PB I/37
Legal Tract2
JurisdictionCLARKE GA
Township / Civil DivisionATHENS
Census Block Group3
Census Block3000
Census Tract30101

Owner

360 Ruth St is owned by two individuals who bought it in August 2019.

Source: Athens-Clarke County Unified Government records, as of November 12, 2025

Owner of Record2 Individual Names on File
Mailing Address1617 TRYON RD NE, BROOKHAVEN, GA 30319-2942
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2019 · Amount on File
Deed SaleAug 12, 2019 · Amount on File
Deed Document Number0004875167
Deed Book / Page4875 / 167
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCLARKE GA
Recording DateMar 15, 2019
Property Address360 RUTH ST, ATHENS, GA 30601-2123
Document Number0048120099
Book / Page004812 / 000099
Instrument DateMar 14, 2019
Transaction TypeConstruction Loan
Record UpdatedOct 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1011 CALLS CREEK DR WATKINSVILLE GA 306772577, WATKINSVILLE, GA 30677-2577

Mortgage

Document Number48120099
DateMar 15, 2019
Book Page004812/000099
Lender
NameCOMMERCIAL BK
TypeBank
AddressCRAWFORD, GA 30630
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueMar 14, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 360 Ruth St was $6,348.

Source: Athens-Clarke County Unified Government assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
County / Consolidated CityAthens-Clarke County Unified Government
Unified School DistrictClarke County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,348.00$204,455 Land $24,000 Building $180,455$511,138 Land $60,000 Building $451,138
2023$6,369.00 (+5.08%)$203,837 (+7.27%) Land $24,000 Building $179,837$509,593 (+7.27%) Land $60,000 Building $449,593
2022$6,061.00$190,021 Land $18,000 Building $172,021$475,052 Land $45,000 Building $430,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 360 Ruth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Ruth St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS-CLARKE CO WATER SYSTEM
serves 125,000 people · EPA ID GA0590000
Water SourceSurface water
Last State InspectionFeb 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on Ruth St

Nearby Streets

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