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360 Royal Tern Way, Carrabelle, FL 32322 Property Records

Franklin County property record for 360 Royal Tern Way, Carrabelle, FL 32322 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Square Footage1,720 sqft Heated Area
Lot Size0.293 acres
OccupancyOwner Occupied
Last Sale$385,000 (2025)
Tax Bill$2,540.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-07S-03W-1001-000E-0260

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,720 sqft Heated Area
Gross Area2,470 sqft Gross Area
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,764 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address360 ROYAL TERN WAY
CityCARRABELLE
StateFL
Zip32322-8029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST JAMES BAY PHASE II PB 8/23 BLOCK E LOT 26 OR 1200/231 1362/195 1382/516
Legal Range03W
Legal Township07S
Legal Section05
Legal SubdivisionST JAMES BAY
Legal Phase2
Legal BlockE
Legal Lot Number26
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2073
Census Tract970102

Owner

Source: Franklin County records · APN 05-07S-03W-1001-000E-0260

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2100 REBEL RIDGE RD, LA GRANGE, KY 40031-8541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jan 05, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNIVERSITY BANK
Apr 25, 2023Warranty Deed, Transfer
Aug 17, 2017Trustee's Deed, Transfer · Line of Credit
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Prior SaleJan 05, 2024 · Amount on Record
Deed Document Number202519004850
Deed Book / Page1429 / 501
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateOct 17, 2025
Property Address360 ROYAL TERN WAY, CARRABELLE, FL 32322-8029
Document Number0019004850
Book / Page1429 / 501
Map ReferenceMB 8 PG 23-29
Instrument DateOct 13, 2025
Instrument202519004850
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 28, CARRABELLE, FL 32322-0028

Transferred To (Grantee/Buyer)

NameVerified Name
Address2100 REBEL RIDGE RD, LA GRANGE, KY 40031-8541

Mortgage

Document Number0000000503
DateOct 17, 2025
Instrument1429/503
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

January 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJan 05, 2024
Property Address360 ROYAL TERN WAY, CARRABELLE, FL 32322-8029
Document Number0019000084
Book / Page1382 / 516
Map ReferenceMB 8 PG 23-29
Instrument DateDec 29, 2023
Instrument202419000084
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 06, 2026
Title CompanyHAYWARD TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,793.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 SHADEVILLE RD, CRAWFORDVILLE, FL 32327-2315

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 225, CARRABELLE, FL 32322-0225
InvestorPossibly a Property Investor

Mortgage

Document Number0000000521
DateJan 05, 2024
Instrument1382/521
Lender
NameUNIVERSITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateApr 25, 2023
Property Address360 ROYAL TERN WAY, CARRABELLE, FL 32322-8029
Document Number0019002021
Book / Page1362 / 195
Map ReferenceMB 8 PG 23-29
Instrument DateApr 17, 2023
Instrument202319002021
Transaction TypeTransfer
Record UpdatedJan 06, 2026

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address160 LAUGHING GULL LN, CARRABELLE, FL 32322-8004

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 SHADEVILLE RD, CRAWFORDVILLE, FL 32327-2315
InvestorPossibly a Property Investor

August 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionFRANKLIN FL
Recording DateAug 17, 2017
Property Address360 ROYAL TERN WAY, CARRABELLE, FL 32322-8029
Document Number0019004314
Book / Page001200 / 000231
Instrument DateAug 14, 2017
Instrument19004314
Transaction TypeTransfer
Record UpdatedAug 30, 2017
Title CompanyDODD TITLE COMPANY INC, DODD TITLE CO INC

Transaction

AmountAmount Recorded
Tax$4,550.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address104 CHARLOTTE PL CARY IL 600132707, CARY, IL 60013-2707
InvestorPossibly a Property Investor

Mortgage

Document Number19004315
DateAug 17, 2017
Book Page001200/000245
Instrument19004315
Lender
NameCENTENNIAL BK
TypeBank
Address22 AVENUE E, APALACHICOLA, FL 32320-1761
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,540.00 (+2.13%) Homeowner's exemption Widower's exemption$313,014 (+2.9%)$378,418 (-0.91%) Land $38,250 Building $340,168
2024$2,487.00 (+1,188.6%) Homeowner's exemption Widower's exemption$304,192 (+1,116.77%)$381,905 (+1,427.62%) Land $38,250 Building $343,655
2023$193.00 (+0.52%)$25,000 (-) Land $25,000$25,000 (-) Land $25,000
2022$192.00$25,000 Land $25,000$25,000 Land $25,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskVery High
above 92% of the US · above 86% of Florida
Wildfire LikelihoodAbout 1 in 112 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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