360 Rivers Edge Dr, Loudon, TN 37774 Property Records

Loudon County property record for 360 Rivers Edge Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,733 sqft · built 2020
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Oct 2018)
Tax Bill	$3,795 (2025)
Deeds & Mortgages	Apr 2019 Construction Loan Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`053032M A 02200`

Property Details

APN / Parcel Number

Primary APN	`053032M A 02200`
Alternative APNs	`032M A 02200 000032M` `032M A 02200`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,733 sqft Living Area
Basement Area	1,992 sqft
Finished Basement	1,421 sqft
Unfinished Basement	571 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	74,923 sqft (1.72 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	88 sqft
Patio Area	714 sqft
Boat Access	Boat Access
Boat House	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	032M A 02200 000032M
Street Address	360 RIVERS EDGE DR
City	LOUDON
State	TN
Zip	37774-5967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RIVERSBEND S/D UNIT 2 7 5 036O B 036O 00700 000
Legal Subdivision	RIVERSBEND UNIT 2
Legal Block	36O
Legal Lot Number	7 5
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2087
Census Tract	60201

Owner

Source: Loudon County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	360 RIVERS EDGE DR, LOUDON, TN 37774-5967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 18, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2018 · Amount on Record
Deed Sale	Oct 18, 2018 · Amount on Record
Prior Sale	May 20, 1999 · Amount on Record
Deed Document Number	18008742
Deed Book / Page	D407 / 600
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	360 RIVERS EDGE DR, LOUDON, TN 37774-5967
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T1404/536
Date	Apr 18, 2019
Book Page	T1404/536
Instrument	19003228

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	360 RIVERS EDGE DR, LOUDON, TN 37774-5967
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T1464/490
Date	Jun 29, 2020
Book Page	T1464/490
Instrument	20006047

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Oct 18, 2018
Property Address	360 RIVERS EDGE DR, LOUDON, TN 37774-5967
Document Number	0000008742
Book / Page	000407 / 000600
Instrument Date	Oct 12, 2018
Instrument	8742
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1,054.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	360 RIVERS EDGE DR LOUDON TN 37774, LOUDON, TN 37774

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,795.00	$214,625 (-) Land $62,375 Building $152,250
2024	$3,795.00	$214,625 (-) Land $62,375 Building $152,250
2023		$214,625 Land $62,375 Building $152,250
2021			$858,500 Land $249,500 Building $609,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1998–2006)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2006 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lenoir City Utility Board Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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