360 Ridgeway St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 360 Ridgeway St, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,841 sqft · built 1950
Lot Size	1.93 acres (84,332 sqft)
Owner	Individual Name on File
Last Sale	$2,000,000 (Nov 2020)
Tax Bill	$59,979 (2025)
Deeds & Mortgages	Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`76-1900-0079-00-7`

Property Details

APN / Parcel Number

Primary APN	`76-1900-0079-00-7`
Alternative APN	`11-76-1900-0079-00-7`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,841 sqft Living Area
1st Floor Area	2,841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	84,332 sqft (1.93 acres)
Lot Dimensions	620 ft deep x 136 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	360 RIDGEWAY ST
City	SAINT JOSEPH
State	MI
Zip	49085-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - A
Legal Description	LOT 79 EDGEWATER ADD TO CITY OF ST JOSEPH ALSO THAT PT OF VAC VIRGINIA CT & SEC 14 T4S R19W DESC AS COM AT NWLY COR LOT 79 TH SELY ON NLY LN SD LOT 170' TH NELY ON WLY LN RIDGEWAY 36.2' N48DEG12' W 168.5' N48DEG12' W TO LK MICH TH SWLY ON LK TO PT N4
Legal Range	19W
Legal Township	04S
Legal Section	14
Legal Subdivision	EDGEWATER
Legal Lot Number	79
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1014
Census Tract	801

Owner

360 Ridgeway St is owned by an individual who bought it in November 2020.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	6 SUNSET BEACH PL, NICEVILLE, FL 32578-4822
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	Sep 15, 1993
Deed Book / Page	3299 / 3314
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 12, 2020
Property Address	360 RIDGEWAY ST, SAINT JOSEPH, MI 49085-1049
Document Number	03299/3314
Book / Page	3299 / 3314
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Tax	$17,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 SUNSET BEACH PL, NICEVILLE, FL 32578-4822

Tax Assessment & Valuation

The 2025 property tax bill for 360 Ridgeway St was $59,979.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,372,400	$2,744,800
2025	$59,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Ridgeway St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Ridgeway St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20