360 Richfield Rd, Richfield, NC 28137 Property Records

Rowan County property record for 360 Richfield Rd, Richfield, NC 28137

Property Summary

Property Type	Mobile Home
Details	2.5 ba · 3,192 sqft · built 2009
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Aug 2026)
Tax Bill	$3,958 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`514 076`

Property Details

APN / Parcel Number

Primary APN	`514 076`
Alternative APN	`6334105`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,192 sqft Living Area
1st Floor Area	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Deck Area	24 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	360 RICHFIELD RD
City	RICHFIELD
State	NC
Zip	28137-7759
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	L1 5.00AC
Legal Subdivision	R NELSON SHEPHERD PROP
Legal Tract	1
Legal Lot Number	1
Jurisdiction	ROWAN NC
Township / Civil Division	MORGAN
Census Block Group	1
Census Block	1011
Census Tract	50904

Owner

360 Richfield Rd, a mobile home, is owned and occupied by two individuals who bought it in August 2026.

Source: Rowan County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	360 RICHFIELD RD, RICHFIELD, NC 28137-7759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Dec 13, 2013
Deed Book / Page	1489 / 530
Prior Transfer Date	Jul 17, 2013
Prior Transfer Doc	0012210095
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 21, 2026
Property Address	360 RICHFIELD RD, RICHFIELD, NC 28137-7759
Document Number	1489000530
Book / Page	1489 / 530
Instrument Date	Aug 20, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 RICHFIELD RD, RICHFIELD, NC 28137-7759

Mortgage

Document Number	1489000531,
Date	Aug 21, 2026
Book Page	1489/531

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	360 RICHFIELD RD, RICHFIELD, NC 28137-7759
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013150123
Date	Aug 31, 2018
Book Page	1315/0123

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 360 Richfield Rd was $3,958.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,958.00	$590,802 (-) Land $79,125 Building $511,677	$590,802 Land $79,125 Building $511,677
2025	$3,958.00	$590,802 Land $79,125 Building $511,677
2023	$3,958.00	$590,802 Land $79,125 Building $511,677	$590,802 Land $79,125 Building $511,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Richfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Richfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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