360 Prestwick Cir, Richmond, KY 40475 Property Records

Madison County property record for 360 Prestwick Cir, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Mar 2024)
Tax Bill	$6,035 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0025-0007-0164`

Property Details

APN / Parcel Number

Primary APN	`0025-0007-0164`
Alternative APNs	`105098` `142406` `74987`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Account Number	74987
Street Address	360 PRESTWICK CIR
City	RICHMOND
State	KY
Zip	40475-8031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PINNACLE AT BOONES TRACE LOT 164 PH
Legal Subdivision	THE PINNACLE AT BOONES T
Legal Block	1-A
Legal Lot Number	164
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3003
Census Tract	10103

Owner

360 Prestwick Cir is owned and occupied by an individual who bought it in March 2024.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	360 PRESTWICK CIR, RICHMOND, KY 40475-8031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed, Transfer · Conventional Mortgage HOME SAVINGS AND LOAN CO OF KENTON
Sep 22, 2023	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Sep 22, 2023 · Amount on File
Deed Document Number	2014195029
Deed Book / Page	D850 / 88
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 18, 2024
Property Address	360 PRESTWICK CIR, RICHMOND, KY 40475-8031
Document Number	000D850/88
Book / Page	D850 / 88
Map Reference	MB 22 PG 154
Instrument Date	Mar 15, 2024
Instrument	2014195029
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 WANNAMAKER BLVD, RICHMOND, KY 40475-8037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 PRESTWICK CIR, RICHMOND, KY 40475-8031

Mortgage

Document Number	2014195030
Date	Mar 18, 2024
Instrument	2014195030

Lender

Name	HOME SAVINGS AND LOAN CO OF KENTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

September 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Sep 22, 2023
Property Address	360 PRESTWICK CIR, RICHMOND, KY 40475-8031
Document Number	00D843/700
Book / Page	D843 / 700
Map Reference	MB 22 PG 154
Instrument Date	Sep 22, 2023
Instrument	2014168606
Transaction Type	Construction Loan
Record Updated	Oct 23, 2023

Transaction

Amount	Amount on Record
Tax	$62.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 N MAIN ST, LONDON, KY 40741-1365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WANNAMAKER BLVD, RICHMOND, KY 40475-8037

Mortgage

Document Number	2014169071
Date	Sep 22, 2023
Instrument	2014169071

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 22, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 360 Prestwick Cir was $6,035 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,035.00 Additional exemption filed	$640,000	$640,000
2023	$310.00 (-0.32%)	$32,000 (-)	$32,000 (-)
2022	$311.00	$32,000	$32,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 360 Prestwick Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Prestwick Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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