360 Polvadera St, Commerce Township, MI 48382 Property Records

Oakland County property record for 360 Polvadera St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,789 sqft · built 2006
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Oct 2015)
Tax Bill	$4,198 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`E-17-10-426-012`

Property Details

APN / Parcel Number

Primary APN	`E-17-10-426-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,789 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	767 sqft
Unfinished Basement	767 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	31.7 ft deep x 110 ft wide
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Deck Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	360 POLVADERA ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 10 PART OF SE 1/4 BEG AT PT DIST S 510.00 FT & W 1047.62 FT FROM E 1/4 COR, TH W 97.66 FT TO PT ON CEN LINE OF HURON RIVER, TH SWLY ALG SD CEN LINE TO PT ON NLY LINE OF POLVADERA RD, SD PT LOCATED S 62-20-00 W 151.07 FT FROM LAST MENTIO
Legal Range	08E
Legal Township	02N
Legal Section	10
Legal Subdivision	HURON RIVER
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2020
Census Tract	134300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	360 POLVADERA ST, COMMERCE TOWNSHIP, MI 48382-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2015 · Amount on Record
Deed Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	2015208009
Deed Book / Page	48717 / 513
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	360 POLVADERA ST, COMMERCE TOWNSHIP, MI 48382-3940
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 POLVADERA ST, COMMERCE TOWNSHIP, MI 48382-3940

Mortgage

Document Number	0000388942
Date	May 31, 2022
Book Page	57807/362
Instrument	388942

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,198.00 (-35.9%) Homeowner's exemption	$244,210 (+9.52%)	$488,420 (+9.52%)
2024	$6,549.00 (+13.99%)
2023		$222,990	$445,980
2021	$5,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20