Polk County property record for 360 Pea Rdg Rd, Mill Spring, NC 28756 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1992 |
| Lot Size | 3.91 acres (170,320 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,479 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P92-88 |
| Primary APN | P92-88 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,240 sqft |
| Year Built | Built 1992 |
|---|---|
| Lot Area | 170,320 sqft (3.91 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Account Number | 12888 |
|---|---|
| Street Address | 360 PEA RIDGE RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-5738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 400, 400 400 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 920202 |
Source: Polk County records · APN P92-88
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 360 PEA RIDGE RD, MILL SPRING, NC 28756-5738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0001872136 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 360 PEA RIDGE RD, MILL SPRING, NC 28756-5738 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00427/1559 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 427/1559 |
| Instrument | 004653420011 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,479.00 (+1.51%) | $289,882 (+27.27%) Land $77,667 Building $212,215 | $289,882 (+27.27%) Land $77,667 Building $212,215 |
| 2023 | $1,457.00 | $227,778 Land $59,550 Building $168,228 | |
| 2021 | $227,778 Land $59,550 Building $168,228 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 735 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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