360 Nacimiento Lake Dr, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 360 Nacimiento Lake Dr, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,138 sqft · built 1977
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on File
Last Sale	$689,000 (Oct 2018)
Tax Bill	$8,272 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-041-015`

Property Details

APN / Parcel Number

Primary APN	`018-041-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,138 sqft Living Area

Exterior

Year Built	Built 1977
Construction Type	Wood
Lot Area	219,542 sqft (5.04 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	360 NACIMIENTO LAKE DR
City	PASO ROBLES
State	CA
Zip	93446-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PM 19/58 PAR D
Legal Subdivision	PARCEL MAP CO-75-322
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1028
Census Tract	10101

Owner

360 Nacimiento Lake Dr is owned and occupied by two individuals who bought it in October 2018.

Source: San Luis Obispo County records, as of September 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	360 NACIMIENTO LAKE DR, PASO ROBLES, CA 93446-8716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 19, 2018	Affidavit of Death, Transfer PLACER TITLE COMPANY
Oct 19, 2018	Grant Deed, Transfer · FHA Mortgage CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on File
Deed Sale	Oct 19, 2018 · Amount on File
Prior Sale	May 26, 1999
Deed Document Number	2018043978
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	360 NACIMIENTO LAKE DR, PASO ROBLES, CA 93446-8716
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 NACIMIENTO LAKE DR, PASO ROBLES, CA 93446-8716

Mortgage

Document Number	0000042212
Date	Jun 10, 2021
Instrument	2021042212

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 19, 2018
Property Address	360 NACIMIENTO LAKE DR, PASO ROBLES, CA 93446-8716
Document Number	0000043977
Instrument Date	Aug 28, 2018
Instrument	43977
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	PLACER TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	360 NACIMIENTO LAKE DR HERITAGE RANCH CA 934468716, HERITAGE RANCH, CA 93446-8716

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 19, 2018
Property Address	360 NACIMIENTO LAKE DR, PASO ROBLES, CA 93446-8716
Document Number	0000043978
Instrument Date	Aug 14, 2018
Instrument	43978
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$757.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	360 NACIMIENTO LAKE DR HERITAGE RANCH CA 934468716, HERITAGE RANCH, CA 93446-8716

Mortgage

Document Number	43979
Date	Oct 19, 2018
Instrument	43979

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 360 Nacimiento Lake Dr was $8,272.

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,272.00	$768,587 Land $390,429 Building $378,158
2023	$7,985.00 (+1.75%)	$738,744 Land $375,269 Building $363,475
2022	$7,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 360 Nacimiento Lake Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1983–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Nacimiento Lake Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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