360 N Ocean Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 360 N Ocean Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,759 sqft · built 1930
Lot Size	1.03 acres (45,302 sqft)
Owner	Company Name on Record
Tax Bill	$10,112 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`064-481-006`

Property Details

APN / Parcel Number

Primary APN	`064-481-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,759 sqft Living Area
1st Floor Area	1,759 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Lot Area	45,302 sqft
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	360 N OCEAN AVE
City	CAYUCOS
State	CA
Zip	93430-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	RHO SAN GERON PTN
Legal Subdivision	RANCHO SAN GERONIMO
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1019
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 BROWNING CT, BAKERSFIELD, CA 93309-1203
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Sep 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 7, 2018
Transfer Doc	0000040166
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	360 N OCEAN AVE, CAYUCOS, CA 93430-1028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037644
Date	Sep 11, 2018
Instrument	2018037644

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 28, 2018
Property Address	360 N OCEAN AVE, CAYUCOS, CA 93430-1028
Document Number	0000040166
Instrument Date	Sep 7, 2018
Instrument	40166
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	600 BROWNING CT BAKERSFIELD CA 933091203, BAKERSFIELD, CA 93309-1203

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2018
Property Address	360 N OCEAN AVE, CAYUCOS, CA 93430-1028
Document Number	0000008922
Instrument Date	Jul 6, 2017
Instrument	8922
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	600 BROWNING CT BAKERSFIELD CA 933091203, BAKERSFIELD, CA 93309-1203

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2018
Property Address	360 N OCEAN AVE, CAYUCOS, CA 93430-1028
Document Number	0000008920
Instrument Date	Jul 5, 2017
Instrument	8920
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	600 BROWNING CT BAKERSFIELD CA 933091203, BAKERSFIELD, CA 93309-1203

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2018
Property Address	360 N OCEAN AVE, CAYUCOS, CA 93430-1028
Document Number	0000008923
Instrument Date	Jul 5, 2017
Instrument	8923
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	600 BROWNING CT BAKERSFIELD CA 933091203, BAKERSFIELD, CA 93309-1203

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2018
Property Address	360 N OCEAN AVE, CAYUCOS, CA 93430-1028
Document Number	0000008925
Instrument Date	Jul 5, 2017
Instrument	8925
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	600 BROWNING CT BAKERSFIELD CA 933091203, BAKERSFIELD, CA 93309-1203

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2018
Property Address	360 N OCEAN AVE, CAYUCOS, CA 93430-1028
Document Number	0000008919
Instrument Date	May 2, 2017
Instrument	8919
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	600 BROWNING CT BAKERSFIELD CA 933091203, BAKERSFIELD, CA 93309-1203

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2018
Property Address	360 N OCEAN AVE, CAYUCOS, CA 93430-1028
Document Number	0000008921
Instrument Date	May 2, 2017
Instrument	8921
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	600 BROWNING CT BAKERSFIELD CA 933091203, BAKERSFIELD, CA 93309-1203

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2018
Property Address	360 N OCEAN AVE, CAYUCOS, CA 93430-1028
Document Number	0000008924
Instrument Date	May 2, 2017
Instrument	8924
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	600 BROWNING CT BAKERSFIELD CA 933091203, BAKERSFIELD, CA 93309-1203

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2018
Property Address	360 N OCEAN AVE, CAYUCOS, CA 93430-1028
Document Number	0000008926
Instrument Date	May 2, 2017
Instrument	8926
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	600 BROWNING CT BAKERSFIELD CA 933091203, BAKERSFIELD, CA 93309-1203

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$984,361 (+2%) Land $796,656 Building $187,705
2025	$10,112.00 (+1.91%)	$965,061 (+4.04%) Land $781,036 Building $184,025
2023	$9,922.00 (+1.71%)	$927,588 Land $750,708 Building $176,880
2022	$9,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	33 units insured incl. 12 condo units
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2023
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLO CSA NO. 10 - CAYUCOS WTP serves 0 people · EPA ID CA4010025
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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