Bergen County and Ramsey Borough property record for 360 N Central Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,047 sqft · built 1920 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $755,000 (Aug 2023) |
| Tax Bill | $16,023 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2023 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01504-0000-00008 |
| Primary APN | 48-01504-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,047 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 17,511 sqft (0.402 acres) |
| Lot Dimensions | 250 ft deep x 70 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 360 N CENTRAL AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.402AC |
| Legal Subdivision | RAMSEY |
| Legal Block | 1504 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 44202 |
360 N Central Ave is owned and occupied by an individual who bought it in August 2023.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 360 N CENTRAL AVE, RAMSEY, NJ 07446-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Feb 16, 2023 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on File |
| Deed Sale | Aug 24, 2023 · Amount on File |
| Prior Sale | Feb 16, 2023 · Amount on File |
| Deed Document Number | 202355645 |
| Deed Book / Page | 5066 / 1813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 24, 2023 |
| Property Address | 360 N CENTRAL AVE, RAMSEY, NJ 07446-1418 |
| Document Number | 0050661813 |
| Book / Page | 5066 / 1813 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023055645 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | CATIC TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,828.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 662 JUNIPER PL, FRANKLIN LAKES, NJ 07417-1717 |
| Name | Verified Name |
|---|---|
| Address | 360 N CENTRAL AVE, RAMSEY, NJ 07446-1418 |
| Document Number | 0050661818 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 5066/1818 |
| Instrument | 2023055646 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2053 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 16, 2023 |
| Property Address | 360 N CENTRAL AVE, RAMSEY, NJ 07446-1418 |
| Document Number | 0049340685 |
| Book / Page | 4934 / 685 |
| Instrument Date | Feb 2, 2023 |
| Instrument | 2023013144 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,455.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 662 JUNIPER PL, FRANKLIN LAKES, NJ 07417-1717 |
The 2025 property tax bill for 360 N Central Ave was $16,023, down 7.3% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $739,300 (-5%) Land $324,200 Building $415,100 | $739,300 (-5%) Land $324,200 Building $415,100 | |
| 2025 | $16,023.00 (-7.3%) | $778,200 Land $304,200 Building $474,000 | $778,200 Land $304,200 Building $474,000 |
| 2024 | $17,284.00 | ||
| 2023 | $473,900 (-) Land $253,100 Building $220,800 | $473,900 (-) Land $253,100 Building $220,800 | |
| 2022 | $12,430.00 (+1.16%) | $473,900 Land $253,100 Building $220,800 | $473,900 Land $253,100 Building $220,800 |
| 2021 | $12,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 360 N Central Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 360 N Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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