360 N Bay Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 360 N Bay Rd, Osterville, MA 02655

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	6 bd · 5.5 ba · 3,719 sqft · built 1949
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on File
Last Sale	$6,800,000 (Jan 2021)
Tax Bill	$69,173 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:072 L:003`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:072 L:003`
Alternative APN	`37846`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,719 sqft Living Area
Gross Area	8,009 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,567 sqft (1.62 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	37846
Street Address	360 N BAY RD
City	OSTERVILLE
State	MA
Zip	02655
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RF
Legal Lot Number	3
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1010
Census Tract	13002

Owner

360 N Bay Rd, a residential property, is owned by two individuals who bought it in January 2021.

Source: Barnstable County and Barnstable Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 NAPLES RD, BROOKLINE, MA 02446-5722
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	Jul 12, 2016
Deed Document Number	20211263
Deed Book / Page	33654 / 56
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	33654-56
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jan 7, 2021
Property Address	360 N BAY RD, OSTERVILLE, MA 02655
Document Number	0033654-56
Book / Page	33654 / 56
Instrument Date	Dec 30, 2020
Instrument	1263
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 NAPLES RD, BROOKLINE, MA 02446-5722

Mortgage

Document Number	0000001264
Date	Jan 7, 2021
Instrument	1264

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 360 N Bay Rd was $69,173, up 29.2% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$69,173.00 (+29.16%)	$8,550,400 (+24.69%) Land $5,185,000 Building $3,365,400	$8,508,276
2024	$53,558.00 (+5.14%)	$6,857,600 (+12.27%) Land $5,185,000 Building $1,672,600
2023	$50,941.00	$6,108,000 Land $4,736,200 Building $1,371,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 N Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Nearby Flood Policies	96 in force
Nearby Flood Claims	18 (1991–2018)
Claims Outside the SFHA	5 of 18
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 N Bay Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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