360 Malpelo Ave, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 360 Malpelo Ave, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,841 sqft · built 1985
Lot Size	0.262 acres (11,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,500 (Dec 2018)
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2021 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`402305409001`

Property Details

APN / Parcel Number

Primary APN	`402305409001`
Alternative APNs	`00952621143205` `10004608875`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,841 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,401 sqft (0.262 acres)
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	288 sqft
Porch	Enclosed/Screened Porch
Porch Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952621143205
Street Address	360 MALPELO AVE
City	PUNTA GORDA
State	FL
Zip	33983-5553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK624 LT12 807/212 915/619 CT1389/1826 1424/244 UNREC DC-JSO 1801/882 3174/532 AFF4273/196 4273/202 REL4280/396 CORREL4284/708 4787/1739
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	624
Legal Lot Number	12
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2003
Census Tract	20103

Owner

Source: Charlotte County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	360 MALPELO AVE, PUNTA GORDA, FL 33983-5553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jun 17, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 1, 2019	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Dec 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Feb 22, 2018	Grant Deed, Transfer ATTORNEY ONLY
Feb 8, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Jan 16, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	20182666900
Deed Book / Page	4385 / 1466
Last Transfer Date	Apr 26, 2021
Transfer Doc	0047871739
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	360 MALPELO AVE, PUNTA GORDA, FL 33983-5553
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 MALPELO AVE, PUNTA GORDA, FL 33983-5553

Mortgage

Document Number	0003254591
Date	Apr 24, 2023
Instrument	3254591

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 21, 2053

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 17, 2021
Property Address	360 MALPELO AVE, PUNTA GORDA, FL 33983-5553
Document Number	0047871739
Book / Page	4787 / 1739
Map Reference	MB 11 PG 2A
Instrument Date	Apr 26, 2021
Instrument	2960410
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	360 MALPELO AVE, PUNTA GORDA, FL 33983-5553

Mortgage

Document Number	0047871741
Date	Jun 17, 2021
Instrument	4787/1741

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.92%
Change Frequency	Annually

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	360 MALPELO AVE, PUNTA GORDA, FL 33983-5553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044211451
Date	Apr 1, 2019
Book Page	4421/1451
Instrument	2696299

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	96 Months
Due	Mar 31, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 5, 2018
Property Address	360 MALPELO AVE, PUNTA GORDA, FL 33983-5553
Document Number	0043851466
Book / Page	004385 / 001466
Instrument Date	Nov 30, 2018
Instrument	2666900
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,753.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 MALPELO AVE PORT CHARLOTTE FL 339835553, PORT CHARLOTTE, FL 33983-5553

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 22, 2018
Property Address	360 MALPELO AVE, PUNTA GORDA, FL 33983-5553
Document Number	0042840708
Book / Page	004284 / 000708
Instrument Date	Feb 22, 2018
Instrument	2588913
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 MALPELO AVE PUNTA GORDA FL 339835553, PUNTA GORDA, FL 33983-5553

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 8, 2018
Property Address	360 MALPELO AVE, PUNTA GORDA, FL 33983-5553
Document Number	0042800396
Book / Page	004280 / 000396
Instrument Date	Feb 8, 2018
Instrument	2585307
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21041 EVANSTON AVE PORT CHARLOTTE FL 339521416, PORT CHARLOTTE, FL 33952-1416

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 16, 2018
Property Address	360 MALPELO AVE, PUNTA GORDA, FL 33983-5553
Document Number	0042730202
Book / Page	4273 / 0202
Map Reference	MB11 PG2A
Instrument Date	Jan 12, 2018
Instrument	2579573
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21041 EVANSTON AVE, 21041, PORT CHARLOTTE, FL 33952-1416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 MALPELO AVE, PUNTA GORDA, FL 33983-5553

Mortgage

Document Number	0002579574
Date	Jan 16, 2018
Instrument	2579574

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,647.00 (+6.12%) Homeowner's exemption Senior Citizen's exemption	$169,261 (+8.01%)	$288,596 (+42.97%) Land $38,250 Building $250,346
2024	$1,552.00 (+0.84%)
2023		$156,711 (+3%)	$201,858 (-7.47%) Land $38,000 Building $163,858
2022	$1,539.00 Homeowner's exemption	$152,147	$218,164 Land $27,200 Building $190,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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