360 Lincoln Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 360 Lincoln Ave, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,937 sqft · built 1900
Lot Size	0.123 acres (5,362 sqft)
Owner	Individual Name on Record
Last Sale	$842,000 (May 2026)
Tax Bill	$7,602 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0017 L:0020`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0017 L:0020`
Alternative APNs	`M:005=F B:0017 L:0020` `486034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,937 sqft Living Area
Gross Area	3,411 sqft
1st Floor Area	854 sqft
Basement Area	319 sqft
Unfinished Basement	160 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,362 sqft (0.123 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	486034
Street Address	360 LINCOLN AVE
City	SAUGUS
State	MA
Zip	01906-3973
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Subdivision	CLIFTONDALE
Legal Block	17
Legal Lot Number	20
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3005
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	360 LINCOLN AVE, SAUGUS, MA 01906-3973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage MASSACHUSETTS HSNG PARTNER FUN
May 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage
May 6, 2022	Deed, Transfer · FHA Mortgage SALEM FIVE MORTGAGE CORP
May 11, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	May 6, 2022 · Amount on Record
Deed Document Number	20261600
Deed Book / Page	43387 / 218
Prior Transfer Date	May 11, 2021
Prior Transfer Doc	39863-337
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	May 15, 2026
Property Address	360 LINCOLN AVE, SAUGUS, MA 01906-3973
Document Number	043387-241
Book / Page	43387 / 241
Instrument Date	May 15, 2026
Instrument	20261620
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 LINCOLN AVE, SAUGUS, MA 01906-3973

Mortgage

Document Number	0000001620,
Date	May 15, 2026
Book Page	43387/241
Instrument	20261620

Lender

Name	MASSACHUSETTS HSNG PARTNER FUN

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 15, 2026
Property Address	360 LINCOLN AVE, SAUGUS, MA 01906-3973
Document Number	0000001600
Book / Page	43387 / 218
Instrument Date	May 4, 2026
Instrument	20261600
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 LINCOLN AVE, SAUGUS, MA 01906-3973

Mortgage

Date	May 15, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAUGUS MA
Recording Date	May 6, 2022
Property Address	360 LINCOLN AVE, SAUGUS, MA 01906-3973
Document Number	0040916-21
Book / Page	40916 / 21
Instrument Date	May 5, 2022
Instrument	20220506001010
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	360 LINCOLN AVE, SAUGUS, MA 01906-3973

Mortgage

Document Number	220506001020
Date	May 6, 2022
Instrument	220506001020

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 11, 2021
Property Address	360 LINCOLN AVE, SAUGUS, MA 01906-3973
Document Number	39863-337
Book / Page	39863 / 337
Instrument Date	May 11, 2021
Instrument	20210511002990
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PEVWELL DR, SAUGUS, MA 01906-2818

Mortgage

Document Number	210511003000
Date	May 11, 2021
Instrument	210511003000

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,602.00 (+2.4%)	$729,600 (+4.96%) Land $311,600 Building $404,700	$778,845
2025	$7,424.00 (+6.64%)	$695,100 (+6.33%) Land $281,700 Building $413,400
2024	$6,962.00 (+6.71%)	$653,700 (+12.82%) Land $256,100 Building $397,600
2023	$6,524.00	$579,400 Land $230,500 Building $348,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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