Rutherford County property record for 360 Ledbetter Rd, Spindale, NC 28160 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,288 sqft · built 1923 |
| Lot Size | 0.95 acres (41,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,500 (Jul 2025) |
| Tax Bill | $1,014 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0424009 |
| Primary APN | 0424009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,288 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,395 sqft (0.95 acres) |
| Porch | Slab |
| Porch Area | 308 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 360 LEDBETTER RD |
|---|---|
| City | SPINDALE |
| State | NC |
| Zip | 28160-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1539050876030000; RES. LEDBETTER MILL |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 960600 |
Source: Rutherford County records · APN 0424009
Assessment roll updated August 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 360 LEDBETTER RD, SPINDALE, NC 28160-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2025 · Amount on Record |
| Deed Sale | Jul 22, 2025 · Amount on Record |
| Prior Sale | Aug 07, 2024 · Amount on Record |
| Deed Book / Page | 2093 / 3346 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 360 LEDBETTER RD, SPINDALE, NC 28160-2328 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 360 LEDBETTER RD, SPINDALE, NC 28160-2328 |
| Document Number | 0021003428 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 2100/3428 |
| Name | LOAN SIMPLE INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,014.00 (+68.44%) | $67,900 (-13.06%) Land $10,000 Building $57,900 | $67,900 (-13.06%) Land $10,000 Building $57,900 |
| 2023 | $78,100 Land $10,000 Building $68,100 | $78,100 Land $10,000 Building $68,100 | |
| 2022 | $602.00 | ||
| 2021 | $602.00 |
Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Vyve Broadband | Cable | 2,000 / 50 |
| e-Polk | Fiber | 500 / 500 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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