360 Huron St, Elmore, OH 43416 Property Records

Ottawa County property record for 360 Huron St, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,766 sqft · built 1910
Lot Size	0.171 acres (7,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,000 (May 2010)
Tax Bill	$2,052 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031247-5`

Property Details

APN / Parcel Number

Primary APN	`031247-5`
Alternative APN	`019-02681-03366-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
Gross Area	1,870 sqft
1st Floor Area	1,454 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	122 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	108 sqft
Patio Area	228 sqft
Lean-To	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	031247-5
Street Address	360 HURON ST
City	ELMORE
State	OH
Zip	43416-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 WILSONS
Legal Subdivision	PLAT OF MOSES WITSON S ADDITION
Legal Lot Number	33
Jurisdiction	OTTAWA OH
Township / Civil Division	HARRIS
Census Block Group	4
Census Block	4025
Census Tract	50900

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	360 HURON ST, 10185, ELMORE, OH 43416-9582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT FCU
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2016	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2010 · Amount on Record
Deed Sale	May 21, 2010 · Amount on Record
Prior Sale	May 19, 2010 · Amount on Record
Deed Document Number	2010203072
Deed Book / Page	1318 / 747
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	360 HURON ST, ELMORE, OH 43416-9582
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 HURON ST, ELMORE, OH 43416-9582

Mortgage

Document Number	0000007646
Date	Dec 11, 2023
Book Page	1972/32
Instrument	202300007646

Lender

Name	FREMONT FCU
Type	Credit Union
Address	FREMONT, OH 43420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	360 HURON ST, ELMORE, OH 43416-9582
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000296554
Date	Jul 20, 2020
Book Page	1782/216
Instrument	202000296554

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Dec 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	360 HURON ST, ELMORE, OH 43416-9582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279843
Date	Oct 1, 2018
Book Page	1694/0833
Instrument	201800279843

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	360 HURON ST, ELMORE, OH 43416-9582
Document Number	0000264116
Book / Page	001617 / 000494
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Apr 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	360 HURON ST ELMORE OH 434169582, ELMORE, OH 43416-9582

Mortgage

Document Number	0000264116
Date	Jan 6, 2017
Book Page	001617/000494
Instrument	264116

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Harris Township
Municipality	Elmore Village
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,052.00 (+0.15%)	$38,553 (-) Land $9,223 Building $29,330
2024	$2,049.00 (+3.12%) Homeowner's exemption	$38,553 (+17.88%) Land $9,223 Building $29,330	$110,150 (+17.88%) Land $26,350 Building $83,800
2023	$1,987.00 (+6.2%) Homeowner's exemption	$32,704 (-) Land $6,832 Building $25,872
2022	$1,871.00 Homeowner's exemption	$32,704 Land $6,832 Building $25,872
2021			$93,440 Land $19,520 Building $73,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1982–2008)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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